{ "schema": "aiblocks-page/1", "id": "agency-loan-officer-assistant", "type": "agent", "name": "Loan application document checker", "summary": "Get a loan file checklist that shows missing documents, expiry dates, deadlines to track and questions for the reviewer. No credit decisions.", "headline": "Loan application document checker", "subhead": "Say what kind of loan it is, where the file stands and which documents you hold. Remove ID numbers first. You get a checklist of what is missing or out of date, the dates to track, a log of open conditions and draft messages to the borrower. It never decides credit.", "job": { "id": "raise-funding", "name": "Plan funding and ownership" }, "level": "intermediate", "thinking": "high", "tested": true, "updated": "2026-10-28", "first_published": "2026-10-26", "inputs": [ { "type": "question", "required": true, "label": "Question", "what": "the problem, decision or piece of work you want help with, and what a good outcome looks like" }, { "type": "document", "required": false, "label": "Document", "what": "a finished document, such as a Word file, a PDF or a page of notes" } ], "outputs": [ { "type": "plan", "required": true, "label": "Plan", "what": "a dated plan: what to do, in what order, with a decision rule for each step" } ], "you_give": [ "The loan type, such as a home purchase, a refinance, a small business loan or a consumer loan.", "The stage of the file, such as application taken, in processing or in underwriting.", "A list of the documents you hold, with their dates, and any underwriter conditions. Remove ID, account and Social Security numbers first.", "Key dates, such as application date, rate lock end and target closing date", "Your lender's document rules and time limits (optional)" ], "you_get": [ "A checklist with each document marked held, missing, out of date or unclear", "A reviewer question for each gap", "A date tracker for the deadlines you gave, with the days left", "A log of open conditions and the proof that would clear each one", "Draft messages to the borrower for a document request or a status update" ], "use_when": [ "A new loan application lands and you want a document list built for that loan type and that borrower.", "A file is stuck and you want to see what is missing or stale before the underwriter asks.", "You track many files and want one list of the dates that could cost money, such as rate lock ends.", "You are a borrower gathering papers for a mortgage or a business loan and want to know what a lender will ask for." ], "skip_when": [ "You want to know if a borrower will be approved. Only a licensed underwriter can decide that.", "You want to write a credit assessment of a business borrower. Use the Borrower credit memo writer.", "You want to check the terms of a venture loan. Use the Venture loan terms reviewer.", "You want a rate quote. Use your lender's current rate sheet." ], "output_sample": { "input": [ "The loan type and the stage of the file", "The documents you hold, with their dates, and any underwriting conditions (identifiers removed)", "Key dates, such as application, rate lock end and target closing", "Your lender's document rules and time limits (optional)" ], "prerequisites": [ "Personal and account numbers removed from anything you paste" ], "output": [ { "name": "File summary", "contains": "The loan type, stage, a borrower reference and the target closing date." }, { "name": "Document checklist", "contains": "Each document marked held, missing, out of date or unclear, with the gap and a reviewer question." }, { "name": "Date tracker", "contains": "Each deadline with the date, the days left and whether the rule was given or needs checking." }, { "name": "Conditions log", "contains": "Each underwriting condition with the written proof that would clear it, and its status." }, { "name": "Borrower messages", "contains": "Draft messages for a document request or a status update, for you to review." }, { "name": "Open questions", "contains": "Points for the lender, underwriter or compliance team, with why each one matters." } ] }, "output_shape": "FILE SUMMARY\n Loan type | Stage | Borrower reference | Target closing \n\nDOCUMENT CHECKLIST\n | | | \n\nDATE TRACKER\n | | | \n\nCONDITIONS LOG\n | | | \n\nBORROWER MESSAGES (drafts)\n | \n\nOPEN QUESTIONS\n | ", "how_to_use": [ "Download the pack from this page and add it to your AI as a skill. If you cannot, paste SKILL.md into a new chat, then paste references/source-agent.md.", "Remove Social Security numbers, account numbers, dates of birth and addresses from anything you paste. Use initials or a file number for the borrower.", "Name the loan type and the stage. List the documents you hold with their dates, and any conditions from underwriting.", "Type \"Build the file checklist. Mark every date rule I did not give you as CHECK. Do not decide credit or quote a rate.\"", "Read the gaps and the date tracker first. Collect what is missing, then ask for the checklist again.", "Review the draft borrower messages before you send them yourself. Check every deadline against your lender's rules." ], "checks": [ "The result addresses your actual task and cites the evidence used.", "Examples, role-play experience and targets are kept separate from verified results.", "Claims of tests, memory, tool access or completed actions match what actually happened." ], "next": [ { "name": "Debt funding and credit limit reviewer", "url": "https://useaiblocks.com/skills/maturity-funding-evidence-reviewer", "why": "Debt funding and credit limit reviewer" } ], "source": { "by": "Michael Sitarzewski and Agency Agents contributors", "repo": "msitarzewski/agency-agents", "url": "https://github.com/msitarzewski/agency-agents/blob/b37b5bb33b78f2c1d6567d98e25ca818e3259219/specialized/loan-officer-assistant.md", "licence": "MIT", "original_name": "Loan Officer Assistant", "commit": "b37b5bb33b78f2c1d6567d98e25ca818e3259219" }, "credits": [ { "title": "Loan Officer Assistant", "by": "Michael Sitarzewski and Agency Agents contributors", "url": "https://github.com/msitarzewski/agency-agents/blob/b37b5bb33b78f2c1d6567d98e25ca818e3259219/specialized/loan-officer-assistant.md", "used": "Original agent profile, preserved in references/source-agent.md; AI Blocks adds setup and review instructions." } ], "files": [ "LICENSE", "references/source-agent.md", "SETUP.md", "source.json" ], "links": { "page": "https://useaiblocks.com/agents/agency-loan-officer-assistant", "markdown": "https://useaiblocks.com/agents/agency-loan-officer-assistant.md", "json": "https://useaiblocks.com/agents/agency-loan-officer-assistant.json", "instructions": "https://useaiblocks.com/skills/agency-loan-officer-assistant/SKILL.md", "download": "https://useaiblocks.com/skills/agency-loan-officer-assistant.zip", "api_item": "https://useaiblocks.com/api/v1/items/agency-loan-officer-assistant", "api_document": "https://useaiblocks.com/api/v1/documents/agent/agency-loan-officer-assistant", "mcp": "https://useaiblocks.com/mcp" } }