{ "schema": "aiblocks-page/1", "id": "construction-funding-evidence-reviewer", "type": "agent", "name": "Construction completion funding reviewer", "summary": "Review changed build costs and draw dates. Recheck interest and available funding, with any completion shortfall shown openly.", "headline": "Construction completion funding reviewer", "subhead": "Share checked build costs, approved draw dates and usable funding terms. Include interest rules and the latest cost to finish. It compares changes with the last review, reworks interest when dates change and checks the funds left. You get schedules, assumptions and gaps. Costs and interest added to the loan stay separate. Any uncovered amount remains a funding gap.", "job": { "id": "plan-budgets-and-cash", "name": "Plan budgets, costs and cash flow" }, "level": "advanced", "thinking": "high", "tested": true, "updated": "2026-11-03", "first_published": "2026-10-22", "inputs": [ { "type": "spreadsheet", "required": true, "label": "Spreadsheet", "what": "a spreadsheet with its data, formulas and charts" }, { "type": "document", "required": true, "label": "Document", "what": "a finished document, such as a Word file, a PDF or a page of notes" }, { "type": "contract", "required": true, "label": "Contract", "what": "a contract or agreement in full, such as terms of service, an NDA or an order form, with its clauses, dates and any changes" } ], "outputs": [ { "type": "audit_report", "required": true, "label": "Audit report", "what": "findings with evidence, severity, missing inputs and next actions" }, { "type": "spreadsheet", "required": false, "label": "Spreadsheet", "what": "a spreadsheet with its data, formulas and charts" } ], "you_give": [ "Certified annual costs and the approved draw timing (from the cost consultant's certificates and the loan agreement)", "The equity and debt you can still use, by source (from the loan agreement and the equity commitment letter)", "The fixed interest rate and how interest is added to the loan (from the loan agreement)", "Costs already spent, and the current cost to complete with its contingency (from the latest cost report)", "The real draw dates (from the bank's draw notices)", "The last review's record and the earlier source versions (optional, needed to see what changed)", "The reporting date, the currency and the scale, such as thousands" ], "you_get": [ "What changed since the last review, source by source", "A draw schedule by year, equity first, with debt capped at what is left to draw", "An interest schedule: opening loan, draws, share of the year outstanding, interest and closing loan, year by year", "The final loan against its limit, with any interest the loan cannot cover shown as a funding gap", "A short record to paste into the next review, plus MISSING lines and any checks that could not run" ], "use_when": [ "A bank notice shows a draw was paid out later than your plan assumed.", "The cost consultant certifies a new cost figure or a revised cost to complete.", "The lender lowers, or raises, the amount you can still draw.", "You need to show whether the loan, with its interest added, stays inside its limit." ], "skip_when": [ "The project is finished and the loan is repaid. There is nothing left to fund, so a review adds nothing.", "You only want the interest schedule from a draw plan you already trust. Use the Construction loan interest calculator.", "You only want the gap between cost to complete and cash left. Use the Project completion funding checker.", "Your draw dates are plans, not bank records. It marks them MISSING and stops those lines, because it will not guess a date." ], "output_sample": { "input": [ "Your certified yearly costs and the approved draw timing", "The debt and equity you can still use, and the loan limit with interest included", "The loan's fixed rate, and how interest is added to the loan", "The bank's real draw dates, and your cost to complete with its contingency", "The record from your last review (optional)" ], "prerequisites": [ "An AI that can read files, such as Claude, ChatGPT or Gemini", "The pack's two component files added to your AI", "A spreadsheet-capable AI if you want a workbook (optional)" ], "output": [ { "name": "Changed since last review", "contains": "Each cost, draw date or commitment that moved, with its old value, new value and source." }, { "name": "Draw schedule", "contains": "Cost, equity, debt and unfunded amount for each year, with equity first if your contract says so." }, { "name": "Interest schedule", "contains": "Opening loan, draws, share of year, interest and closing loan for each year, with an add-up check." }, { "name": "Against limit", "contains": "The final loan with interest against what is left to draw, with any uncovered interest shown." }, { "name": "Completion gap", "contains": "Cost to complete, contingency and interest to come, against usable cash and commitments left." }, { "name": "Record for next review", "contains": "A short record to paste into your next run." }, { "name": "Missing and checks missed", "contains": "Each gap, and each check that failed or could not run." } ] }, "output_shape": "REVIEW DATE , , LAST REVIEW \n\nCHANGED SINCE LAST REVIEW \nDRAW SCHEDULE year | cost | equity | debt | unfunded\nINTEREST rate %, added at \n year | opening | draw | share of year | interest | closing\n check: opening + draws + interest = closing\nAGAINST LIMIT final loan , commitment , uncovered interest \nCOMPLETION GAP cost to complete + contingency + interest to come \n usable cash , commitments left , gap \n\nRECORD FOR NEXT REVIEW project, cost version, draw timing, interest terms,\n commitments left, funding gap\nMISSING \nCHECKS MISSED ", "how_to_use": [ "Download the pack and give it to an AI that can read files, such as Claude, ChatGPT or Gemini. The pack holds the Construction funding and interest checker workflow and the Construction loan interest calculator. In a chat-only tool it still works, but it cannot save files, so you keep the record it hands back.", "Say whether this is the first run. If not, paste the record from last time. Then attach the cost certificates, the loan terms, the bank's draw notices and the latest cost to complete.", "Read \"changed since last review\" first. Check each changed date or amount against the document it came from.", "Test the closing loan yourself. Opening loan plus draws plus interest should equal the closing loan, year by year.", "Fix every MISSING line. Run it again whenever a cost, a draw date or a commitment changes. Installing it sets up no schedule." ], "checks": [ "Cost draws exclude separately capitalized interest; interest is checked against commitment capacity; no uncovered interest or cost is silently financed. Report changed evidence and actual recalculation; no external transaction or submission is authorized.", "Trace each material input to its source, date, currency, scale, sign and reporting period. Retain unresolved MISSING: lines.", "Reconcile opening balances, additions, deductions and closing balances.", "Keep hardcoded inputs separate from live formulas. Inspect changed inputs, actual recalculation, exported formulas and saved-file reopening." ], "steps": [ { "position": 1, "id": "reconcile-construction-draws-and-completion-funding", "name": "Construction funding and interest checker", "summary": "Share approved project costs, loan terms and draw dates. Get cost draws, interest schedules and a completion-funding gap check.", "url": "https://useaiblocks.com/workflows/reconcile-construction-draws-and-completion-funding" }, { "position": 2, "id": "construction-interest-schedule-builder", "name": "Construction loan interest calculator", "summary": "Share loan draws, rates and timing. Get annual interest added to debt and checked closing balances.", "url": "https://useaiblocks.com/skills/construction-interest-schedule-builder" } ], "next": [ { "name": "Construction funding schedule planner", "url": "https://useaiblocks.com/skills/construction-funding-draw-planner", "why": "Construction funding schedule planner" }, { "name": "Project completion funding checker", "url": "https://useaiblocks.com/skills/completion-funding-gap-checker", "why": "Project completion funding checker" }, { "name": "Restricted grant cash tracker", "url": "https://useaiblocks.com/skills/grant-restrictions-cash-reconciler", "why": "Restricted grant cash tracker" }, { "name": "Debt payment reserve checker", "url": "https://useaiblocks.com/skills/debt-reserve-rollforward-builder", "why": "Check the money" } ], "source": null, "credits": [ { "title": "Original finance methods and model fixtures", "by": "AI Blocks contributors", "url": "", "used": "Original instructions, calculations and illustrative examples. External method references are linked separately and retain their own rights." } ], "files": [ "LICENSE" ], "links": { "page": "https://useaiblocks.com/agents/construction-funding-evidence-reviewer", "markdown": "https://useaiblocks.com/agents/construction-funding-evidence-reviewer.md", "json": "https://useaiblocks.com/agents/construction-funding-evidence-reviewer.json", "instructions": "https://useaiblocks.com/skills/construction-funding-evidence-reviewer/SKILL.md", "download": "https://useaiblocks.com/skills/construction-funding-evidence-reviewer.zip", "api_item": "https://useaiblocks.com/api/v1/items/construction-funding-evidence-reviewer", "api_document": "https://useaiblocks.com/api/v1/documents/agent/construction-funding-evidence-reviewer", "mcp": "https://useaiblocks.com/mcp" } }