{"schema":"ai-blocks-role/1","id":"review-sponsor-debt-cash-demands","name":"Debt interest and leverage checker","summary":"Share debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending use checks.","area":"finance","family":{"id":"money-and-investing","name":"Research investments and business value"},"lead":"review-sponsor-debt-cash-demands","featured":false,"contextKind":"personal","deliverables":["Cash interest, PIK interest added, the new loan balance and total interest","Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum","A made payment and a proposed payment, shown as separate cases","Missing facts and the checks that could not run"],"inputs":["The loan balance at the start of the year, the yearly cash and PIK rates, and the date PIK is added (from the loan agreement)","The share of the year the interest covers, or the start and end dates and the day count","Your cash before interest, the minimum cash the loan lets you hold, and the debt that can be repaid early (from your accounts and the agreement)","The certified excess cash flow and the sweep clause (from the compliance certificate and the agreement)","The covenant wording: included debt, the cash cap, EBITDA and the maximum ratio, plus the currency, scale and test date"],"opening":{"give":["The loan balance at the start of the year, the yearly cash and PIK rates, and the date PIK is added (from the loan agreement)","The share of the year the interest covers, or the start and end dates and the day count"],"get":["Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum","A made payment and a proposed payment, shown as separate cases","Missing facts and the checks that could not run"]},"helpfulInputs":["The loan agreement's interest, sweep and covenant clauses, not a summary of them.","Your own loan spreadsheet, so the AI can keep your layout.","A named reviewer who knows the loan."],"fit":["The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.","The lender's compliance certificate shows excess cash flow and you need to know how much must repay debt.","You want to know if the net debt to earnings test still passes after interest and the sweep.","A reviewer asks you to trace every figure back to the loan agreement."],"limits":["The loan has no PIK interest and no cash sweep. Use the covenant checker for net debt to earnings on its own.","You want to cure a breach with an EBITDA addback or an equity cure. Use the workflow for covenant headroom and cure.","You want a multi-year debt schedule or buyout returns. This covers one year of one loan.","The borrower can choose cash or PIK each period. Step 1 stops on that case, so a person who knows the loan has to set the split."],"tools":["A spreadsheet engine and file-capable AI: Builds a workbook with inputs, formulas and checks you can click into. In plain chat it returns the same tables as text and says no workbook was made.","Your compliance certificate: It holds the lender-confirmed excess cash flow, which the AI must use as given and never rebuild.","Claude, ChatGPT or Gemini: Any of them can do these sums in a chat.","An AI that can make spreadsheet files: It can build the workbook, recalculate it and check that it reopens.","Node.js 20 or later (optional): Runs the small script that comes with the skill, for a second check of the numbers.","Claude, ChatGPT or Gemini: Any of them can do these sums in a chat and show each step."],"method":["Download the workflow pack and give it to an AI that can read files, such as Claude, ChatGPT or Gemini. Pick one that can make spreadsheets if you want a workbook.","Attach the loan agreement pages on interest, the sweep and the covenant, plus the latest compliance certificate. Paste your cash figures. Say the currency, the scale and the test date.","After step 1, check that cash interest plus PIK interest equals total interest, and that the new balance is the old balance plus PIK only.","After step 2, check the repayment is the smallest of the three limits and the AI names which one. Any shortfall must show as unpaid, not waived.","After step 3, check the made and proposed cases are apart. Then fill every MISSING line before anyone relies on the result. Nothing here pays, sends or files anything."],"capabilities":[{"name":"Cash and PIK interest checker","description":"Applies the cash rate and the PIK rate to the opening balance for the same slice of the year. Only the PIK part is added to the balance. Hands step 2 the cash interest and the ending principal."},{"name":"Debt cash sweep checker","description":"Takes your cash after cash interest and the certified excess cash flow. Sweep owed is excess cash flow times the sweep share. Repayment is the smallest of sweep owed, cash above the minimum and eligible debt. Hands step 3 the ending cash and debt."},{"name":"Net leverage covenant checker","description":"Takes the debt after the sweep and the cash that counts at the same date. It nets only the lesser of eligible cash and the cash cap, then compares net debt with the maximum ratio times EBITDA. A proposed repayment is shown as its own case."}],"expertise":{"principles":["Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.","Show the calculation, inputs and period for every figure.","Label actuals, estimates and forecasts clearly.","Send tax, legal and regulatory questions to a qualified professional."],"pitfalls":["Mixing cash and accrual figures, or different periods, in one comparison.","Rounding or formula errors that do not tie back to totals.","Giving personal investment advice."],"quality":["Ending PIK is added once, cash interest is paid once and ECF is never added again to cash already generated.","Actual and proposed cases are shown apart, and a covenant is never marked met by an unexecuted prepayment.","Trace each material input to its source, date, currency, scale, sign and reporting period. Retain unresolved MISSING: lines.","Reconcile opening balances, additions, deductions and closing balances.","Keep hardcoded inputs separate from live formulas. Inspect changed inputs, actual recalculation, exported formulas and saved-file reopening.","Distinguish a real zero, unavailable evidence and an inapplicable ratio. Never force a financial statement tie with an unexplained plug.","Totals tie out, and differences are explained line by line."],"sources":{"learned":0,"curated":false,"method":6,"source":0,"area":"finance"}},"workedExample":{"situation":"The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.","task":"Share debt, interest terms, cash and sweep rules. Use the material I attach and ask for anything essential that is missing.","given":["The loan balance, cash and PIK rates, and the share of the year","Your cash figures and the certified excess cash flow","The sweep clause and the covenant wording","The currency, scale and test date"],"outputs":[{"name":"Step 1 cash and PIK interest","contains":"Cash interest, PIK interest added, the new loan balance and total interest, tied back to the inputs."},{"name":"Step 2 cash sweep","contains":"Sweep owed, repayment and the limit that set it, ending cash and debt, and any unpaid sweep."},{"name":"Step 3 net debt to earnings","contains":"Net debt, the ratio against the maximum and signed headroom, with made and proposed cases apart."},{"name":"Sources and assumptions","contains":"Each input with its source, date, currency and scale."},{"name":"MISSING and CHECKS MISSED","contains":"Every gap and the line it stops, and every check that failed or could not run."}]},"example":"Share debt, interest terms, cash and sweep rules. Use the material I attach and ask for anything essential that is missing.","functions":[{"name":"Debt interest and leverage checker","description":"Share debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending leverage checks.","method":"review-sponsor-debt-cash-demands","when":["The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.","The lender's compliance certificate shows excess cash flow and you need to know how much must repay debt.","You want to know if the net debt to earnings test still passes after interest and the sweep.","A reviewer asks you to trace every figure back to the loan agreement."],"inputs":["The loan balance at the start of the year, the yearly cash and PIK rates, and the date PIK is added (from the loan agreement)","The share of the year the interest covers, or the start and end dates and the day count","Your cash before interest, the minimum cash the loan lets you hold, and the debt that can be repaid early (from your accounts and the agreement)","The certified excess cash flow and the sweep clause (from the compliance certificate and the agreement)","The covenant wording: included debt, the cash cap, EBITDA and the maximum ratio, plus the currency, scale and test date"],"deliverables":["Cash interest, PIK interest added, the new loan balance and total interest","Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum","A made payment and a proposed payment, shown as separate cases","Missing facts and the checks that could not run"]},{"name":"Cash and added interest calculator","description":"Share the loan balance and both interest rates. Get cash interest, interest added to debt and the ending balance.","method":"cash-and-pik-interest-checker","when":["A loan note says 8% cash and 4% PIK, and you want to know what you pay and what gets added.","A lender statement shows a new balance, and you want to check the added interest.","You are building a cash plan and need paid interest kept apart from interest that grows the debt.","A reviewer asks where the total interest cost comes from."],"inputs":["The loan balance at the start of the period (from the lender statement)","The cash rate and the PIK rate, each per year (from the loan agreement)","The part of the year covered, or the start and end dates and the contract's day count","The date PIK interest is added to the balance (from the loan agreement)","The currency and units, such as USD millions","Your own loan spreadsheet (optional)"],"deliverables":["Cash interest for the period","PIK interest added to the loan","The new loan balance","Total interest cost, cash plus PIK","A list of missing facts and checks it could not run","A small workbook with the same sums, if your AI can make files"]},{"name":"Excess cash debt payment checker","description":"Share the cash sweep terms and balances. Check the required debt payment against available cash and debt.","method":"debt-cash-sweep-checker","when":["Your lender has confirmed the year's excess cash flow and you need the sweep payment worked out.","Cash is tight and you want to see how much of the sweep you can pay and how much stays unpaid.","You are building the next year of a loan model and need ending cash and ending debt.","A reviewer wants the sweep traced back to the loan terms."],"inputs":["The excess cash flow your lender has confirmed (from the compliance certificate or the loan agreement's definition)","The sweep percentage (from the loan agreement)","Your cash on hand before the sweep, already including this year's cash (from your accounts)","Your minimum cash, if the loan requires one (from the loan agreement)","The debt balance that can be repaid early (from the lender's statement)","The currency and the units, such as USD in millions","Your own loan spreadsheet (optional)"],"deliverables":["The sweep the loan asks for","The repayment your cash allows, which is the smallest of the three limits","Ending cash and ending debt after that repayment","Any sweep left unpaid, shown on its own line","A list of missing facts and checks that could not run","A small workbook with the same sums, if your AI can make files"]},{"name":"Net debt covenant checker","description":"Share debt, eligible cash and signed loan terms. Check the leverage ratio and room under the debt cap.","method":"net-leverage-covenant-checker","when":["Your lender sends a compliance certificate and you want to check the ratio before anyone signs it.","You are planning next quarter and want to see how far EBITDA can fall before the test is missed.","A deal will add debt, and you want to know how much room is left under the cap.","A board member or reviewer asks where the covenant number comes from."],"inputs":["The covenant test wording from your loan agreement","The debt that counts under the contract on the test date (from the compliance certificate or lender statement)","The cash that counts, and the cap on how much cash can be taken off (from the agreement and your bank statements)","EBITDA as the contract defines it, for the test period","The maximum ratio allowed, such as 5.0 times","Your own covenant spreadsheet (optional)"],"deliverables":["Net debt after the cash credit","Your ratio of net debt to EBITDA","The most net debt the contract allows","The room left, or the shortfall shown as a negative number","A list of missing facts and checks it could not run","A small workbook with the same sums, if your AI can make files"]},{"name":"me.md builder","description":"Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.","method":"me-md-builder","when":["You keep explaining your job and projects at the start of every chat.","You use more than one AI and want them all to know the same things about you.","Your AI gives you answers that don't sound like you or don't fit your work."],"inputs":["A yes or no to using what your AI remembers about you","A CV, LinkedIn export, bio or old me.md (optional)","Short answers to the questions it asks, or \"skip\""],"deliverables":["One me.md file with up to ten dated sections","A list of facts taken from memory, for you to check","A short note of what it removed for privacy","The two next steps, to save it and set it up"]}],"resources":[{"slug":"review-sponsor-debt-cash-demands","name":"Debt interest and leverage checker","summary":"Share debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending leverage checks.","task":"money-and-investing","kind":"workflow","path":"/workflows/review-sponsor-debt-cash-demands","revision":"c10b504df7686d1896735df95943f5fbe8e70f39d638507f5a0801ed729b688a","skillPath":"/skills/review-sponsor-debt-cash-demands/SKILL.md","bundled":false,"onboarding":false},{"slug":"cash-and-pik-interest-checker","name":"Cash and added interest calculator","summary":"Share the loan balance and both interest rates. Get cash interest, interest added to debt and the ending balance.","task":"money-and-investing","kind":"skill","path":"/skills/cash-and-pik-interest-checker","revision":"9144221d23bf0ba5019f3c5ff1366396ca0eaac1eb4ae1ba74157db8ae303b7b","skillPath":"/skills/cash-and-pik-interest-checker/SKILL.md","bundled":true,"onboarding":false},{"slug":"debt-cash-sweep-checker","name":"Excess cash debt payment checker","summary":"Share the cash sweep terms and balances. Check the required debt payment against available cash and debt.","task":"money-and-investing","kind":"skill","path":"/skills/debt-cash-sweep-checker","revision":"973826788056e05b0d2423c849c7c098d4a5a052a3380a7a236e2af1e3155748","skillPath":"/skills/debt-cash-sweep-checker/SKILL.md","bundled":true,"onboarding":false},{"slug":"net-leverage-covenant-checker","name":"Net debt covenant checker","summary":"Share debt, eligible cash and signed loan terms. Check the leverage ratio and room under the debt cap.","task":"money-and-investing","kind":"skill","path":"/skills/net-leverage-covenant-checker","revision":"d0928006ca0dc2b64fd5837ac8f926c5b8b7127dfbc28b4593c8a8812416116d","skillPath":"/skills/net-leverage-covenant-checker/SKILL.md","bundled":true,"onboarding":false},{"slug":"me-md-builder","name":"me.md builder","summary":"Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.","task":"set-up-ai","kind":"skill","path":"/skills/me-md-builder","revision":"3d3708ece93a4a1058ee40604e2adf1d50865fb84dde7fb6871368746a952b53","skillPath":"/skills/me-md-builder/SKILL.md","bundled":false,"onboarding":true}],"resourceCount":5,"sourceChecks":{"completeMethods":5,"referenceValidation":"PASS"},"catalogueHash":"3c3567ac2dbda7b2ac0cfaa8c93d8da3818f66bdadd51f18d8ff9051d77fc8f3","evaluation":{"status":"NOT_RUN","rubric":[{"id":"c1","criterion":"Delivers: Cash interest, PIK interest added, the new loan balance and total interest"},{"id":"c2","criterion":"Delivers: Sweep owed, repayment made, the limit that set it and any sweep left unpaid"},{"id":"c3","criterion":"Delivers: Ending net debt to earnings and signed headroom against the maximum"},{"id":"c4","criterion":"Delivers: A made payment and a proposed payment, shown as separate cases"},{"id":"c5","criterion":"Ending PIK is added once, cash interest is paid once and ECF is never added again to cash already generated."},{"id":"c6","criterion":"Actual and proposed cases are shown apart, and a covenant is never marked met by an unexecuted prepayment."},{"id":"c7","criterion":"Trace each material input to its source, date, currency, scale, sign and reporting period. Retain unresolved MISSING: lines."},{"id":"c8","criterion":"Reconcile opening balances, additions, deductions and closing balances."},{"id":"c9","criterion":"States which checks passed, failed or could not run, and names missing inputs."}],"goldenTasks":[{"id":"g1","kind":"core","situation":"The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.","expect":["Cash interest, PIK interest added, the new loan balance and total interest","Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum"]},{"id":"g2","kind":"core","situation":"The lender's compliance certificate shows excess cash flow and you need to know how much must repay debt.","expect":["Cash interest, PIK interest added, the new loan balance and total interest","Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum"]},{"id":"g-missing","kind":"missing-input","situation":"The request leaves out: The loan balance at the start of the year, the yearly cash and PIK rates, and the date PIK is added (from the loan agreement)","expect":["Names the missing input and asks for it, or finishes only the parts that do not depend on it."]}],"note":"These checks are defined but have not been run against a model yet."},"version":{"number":3,"since":"2026-11-03","changes":[{"version":3,"date":"2026-11-03","what":"Source methods updated to new revisions."},{"version":2,"date":"2026-11-03","what":"Updated scope, deliverables or inputs."},{"version":1,"date":"2026-11-02","what":"First recorded version."}]},"learning":{"rules":[],"maturity":{"level":0,"name":"Not measured yet","runs":0,"score":0,"editRatio":0,"acceptance":0,"critical":0,"next":"10 reviewed jobs, average check score 70%+"}},"worker":{"schema":"ai-blocks-specialist-worker/1","id":"review-sponsor-debt-cash-demands","name":"Debt interest and leverage checker","interface":{"inputs":[{"type":"short_text","required":true}],"outputs":[{"type":"document","required":true}],"brief":"The current task in the workflow goal and supplied context.","handoff":"work/handoff.md indexes the actual native deliverables and checks. An index does not replace a requested implementation."},"identity":{"remit":"Share debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending use checks.","capabilities":[{"name":"Cash and PIK interest checker","description":"Applies the cash rate and the PIK rate to the opening balance for the same slice of the year. Only the PIK part is added to the balance. Hands step 2 the cash interest and the ending principal."},{"name":"Debt cash sweep checker","description":"Takes your cash after cash interest and the certified excess cash flow. Sweep owed is excess cash flow times the sweep share. Repayment is the smallest of sweep owed, cash above the minimum and eligible debt. Hands step 3 the ending cash and debt."},{"name":"Net leverage covenant checker","description":"Takes the debt after the sweep and the cash that counts at the same date. It nets only the lesser of eligible cash and the cash cap, then compares net debt with the maximum ratio times EBITDA. A proposed repayment is shown as its own case."}],"limits":["The loan has no PIK interest and no cash sweep. Use the covenant checker for net debt to earnings on its own.","You want to cure a breach with an EBITDA addback or an equity cure. Use the workflow for covenant headroom and cure.","You want a multi-year debt schedule or buyout returns. This covers one year of one loan.","The borrower can choose cash or PIK each period. Step 1 stops on that case, so a person who knows the loan has to set the split."]},"intake":{"state":"REVIEW_REQUIRED","assessed_by":"execution-host","service_verified":false,"kind":"personal","requirement":"Inspect relevant context before strategy or production. This role's work depends on its me.md, not on brand research.","method":"me-md-builder","files":["me.md","work/context-check.md"],"discovery":"Read supplied facts, authorized me.md and the named business/project folder first. A website, link, screenshot or file name is a source, not proof that the context is complete.","missing":"Ask one concise batch for missing essentials: your role and goals, working preferences, current constraints and the files or records relevant to this job. Reuse answers already supplied. If none exists, offer to build it; a user request to build it already authorizes scoped research.","gate":"Read the complete context method before using it. Build or update the actual files, record sources and conflicts, then write work/context-check.md. Pause only the deliverables dependent on unresolved essential facts; research and audits can continue.","reuse":"Save in the user-authorized project, index it in CONTEXT.md and log durable changes with their date. Re-read the relevant current slice for every dependent task. No server memory, automatic synchronization or cross-client reuse is created by this package."},"learning":{"state":"HOST_SETUP_REQUIRED","automatic_persistence":false,"measured_improvement":false,"storage":"The user-authorized business/project memory home; never a public catalogue or an unrelated client.","index":"memory/INDEX.md","records":["memory/preferences.md","memory/corrections.md","memory/decisions.md","memory/checks.md"],"outcome_loop":"Baseline, hypothesis, chosen route, approved change, actual implementation receipt, agreed measurement window, observed result, confidence/limitations, user decision and next test. Preserve negative and inconclusive outcomes.","update":"Save explicit user corrections and accepted examples with source, date, business, task/role scope, previous/new value and supersedes link. Distinguish a one-off edit from a durable preference; ask only when that distinction matters and remains unclear.","retrieval":"Read the short index and only relevant current records. Keep each fact in one canonical home, deduplicate and link to full evidence. Supersede stale guidance without silently erasing its history.","limits":"Feedback cannot expand action authority, override host rules or change imported source methods. Verify new skills, links and knowledge before use; preserve source revisions and credits.","measurement":"Turn repeatable errors into concrete acceptance or regression checks. Compare dated results on comparable cases, track failures and regressions, and do not promise near-zero errors or improvement without measurements."},"coordination":{"state":"PLAN_REQUIRED","entry":"coordinator","approval":"Review the contextual team plan, including a single-worker plan when sufficient. Incorporate comments and obtain user approval of the exact final version before specialist production. A preparation is not an approved plan.","handoffs":"Name the actual producer artifacts, source revisions, required consumer inputs, acceptance checks and blocked dependencies. Verify the artifact content before advancing.","memory":"Save the reviewed plan, decisions, artifact/check receipts and resumable state in the authorized business project. Actual persistent storage must be verified."},"routes":[{"method":"review-sponsor-debt-cash-demands","name":"Debt interest and leverage checker","kind":"workflow","primary":true,"purpose":"primary","when":["The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.","The lender's compliance certificate shows excess cash flow and you need to know how much must repay debt.","You want to know if the net debt to earnings test still passes after interest and the sweep.","A reviewer asks you to trace every figure back to the loan agreement."],"inputs":["The loan balance at the start of the year, the yearly cash and PIK rates, and the date PIK is added (from the loan agreement)","The share of the year the interest covers, or the start and end dates and the day count","Your cash before interest, the minimum cash the loan lets you hold, and the debt that can be repaid early (from your accounts and the agreement)","The certified excess cash flow and the sweep clause (from the compliance certificate and the agreement)","The covenant wording: included debt, the cash cap, EBITDA and the maximum ratio, plus the currency, scale and test date"],"deliverables":["Cash interest, PIK interest added, the new loan balance and total interest","Sweep owed, repayment made, the limit that set it and any sweep left unpaid","Ending net debt to earnings and signed headroom against the maximum","A made payment and a proposed payment, shown as separate cases","Missing facts and the checks that could not run"],"instruction":"skills/review-sponsor-debt-cash-demands/SKILL.md","revision":"c10b504df7686d1896735df95943f5fbe8e70f39d638507f5a0801ed729b688a","invocation":"Read the complete procedure, required inputs, real step order and stop gates. Use it only when it covers the job."},{"method":"cash-and-pik-interest-checker","name":"Cash and added interest calculator","kind":"skill","primary":false,"purpose":"bundled","when":["A loan note says 8% cash and 4% PIK, and you want to know what you pay and what gets added.","A lender statement shows a new balance, and you want to check the added interest.","You are building a cash plan and need paid interest kept apart from interest that grows the debt.","A reviewer asks where the total interest cost comes from."],"inputs":["The loan balance at the start of the period (from the lender statement)","The cash rate and the PIK rate, each per year (from the loan agreement)","The part of the year covered, or the start and end dates and the contract's day count","The date PIK interest is added to the balance (from the loan agreement)","The currency and units, such as USD millions","Your own loan spreadsheet (optional)"],"deliverables":["Cash interest for the period","PIK interest added to the loan","The new loan balance","Total interest cost, cash plus PIK","A list of missing facts and checks it could not run","A small workbook with the same sums, if your AI can make files"],"instruction":"skills/cash-and-pik-interest-checker/SKILL.md","revision":"9144221d23bf0ba5019f3c5ff1366396ca0eaac1eb4ae1ba74157db8ae303b7b","invocation":"Read the complete skill and required references. Use it for the matching subtask, then check the stated deliverables."},{"method":"debt-cash-sweep-checker","name":"Excess cash debt payment checker","kind":"skill","primary":false,"purpose":"bundled","when":["Your lender has confirmed the year's excess cash flow and you need the sweep payment worked out.","Cash is tight and you want to see how much of the sweep you can pay and how much stays unpaid.","You are building the next year of a loan model and need ending cash and ending debt.","A reviewer wants the sweep traced back to the loan terms."],"inputs":["The excess cash flow your lender has confirmed (from the compliance certificate or the loan agreement's definition)","The sweep percentage (from the loan agreement)","Your cash on hand before the sweep, already including this year's cash (from your accounts)","Your minimum cash, if the loan requires one (from the loan agreement)","The debt balance that can be repaid early (from the lender's statement)","The currency and the units, such as USD in millions","Your own loan spreadsheet (optional)"],"deliverables":["The sweep the loan asks for","The repayment your cash allows, which is the smallest of the three limits","Ending cash and ending debt after that repayment","Any sweep left unpaid, shown on its own line","A list of missing facts and checks that could not run","A small workbook with the same sums, if your AI can make files"],"instruction":"skills/debt-cash-sweep-checker/SKILL.md","revision":"973826788056e05b0d2423c849c7c098d4a5a052a3380a7a236e2af1e3155748","invocation":"Read the complete skill and required references. Use it for the matching subtask, then check the stated deliverables."},{"method":"net-leverage-covenant-checker","name":"Net debt covenant checker","kind":"skill","primary":false,"purpose":"bundled","when":["Your lender sends a compliance certificate and you want to check the ratio before anyone signs it.","You are planning next quarter and want to see how far EBITDA can fall before the test is missed.","A deal will add debt, and you want to know how much room is left under the cap.","A board member or reviewer asks where the covenant number comes from."],"inputs":["The covenant test wording from your loan agreement","The debt that counts under the contract on the test date (from the compliance certificate or lender statement)","The cash that counts, and the cap on how much cash can be taken off (from the agreement and your bank statements)","EBITDA as the contract defines it, for the test period","The maximum ratio allowed, such as 5.0 times","Your own covenant spreadsheet (optional)"],"deliverables":["Net debt after the cash credit","Your ratio of net debt to EBITDA","The most net debt the contract allows","The room left, or the shortfall shown as a negative number","A list of missing facts and checks it could not run","A small workbook with the same sums, if your AI can make files"],"instruction":"skills/net-leverage-covenant-checker/SKILL.md","revision":"d0928006ca0dc2b64fd5837ac8f926c5b8b7127dfbc28b4593c8a8812416116d","invocation":"Read the complete skill and required references. Use it for the matching subtask, then check the stated deliverables."},{"method":"me-md-builder","name":"me.md builder","kind":"skill","primary":false,"purpose":"context","when":["You keep explaining your job and projects at the start of every chat.","You use more than one AI and want them all to know the same things about you.","Your AI gives you answers that don't sound like you or don't fit your work."],"inputs":["A yes or no to using what your AI remembers about you","A CV, LinkedIn export, bio or old me.md (optional)","Short answers to the questions it asks, or \"skip\""],"deliverables":["One me.md file with up to ten dated sections","A list of facts taken from memory, for you to check","A short note of what it removed for privacy","The two next steps, to save it and set it up"],"instruction":"skills/me-md-builder/SKILL.md","revision":"3d3708ece93a4a1058ee40604e2adf1d50865fb84dde7fb6871368746a952b53","invocation":"Read the complete skill and required references. Use it for the matching subtask, then check the stated deliverables."}],"connections":[{"name":"A spreadsheet engine and file-capable AI: Builds a workbook with inputs, formulas and checks you can click into. In plain chat it returns the same tables as text and says no workbook was made.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."},{"name":"Your compliance certificate: It holds the lender-confirmed excess cash flow, which the AI must use as given and never rebuild.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."},{"name":"Claude, ChatGPT or Gemini: Any of them can do these sums in a chat.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."},{"name":"An AI that can make spreadsheet files: It can build the workbook, recalculate it and check that it reopens.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."},{"name":"Node.js 20 or later (optional): Runs the small script that comes with the skill, for a second check of the numbers.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."},{"name":"Claude, ChatGPT or Gemini: Any of them can do these sums in a chat and show each step.","status":"NOT_VERIFIED","when":"When an active method needs this capability.","setup":"Use an authorized host connection, local tool or supplied export. Check read access first; never infer access from this list."}],"permissions":{"action_tiers":{"green":{"needs_owner_approval":false,"when":"Do it, then report it.","actions":["Read the files and exports the user supplied.","Read reports and settings in the tools from CONNECTIONS.md, read-only, once access is checked.","Draft deliverables, run local checks and calculators, and prepare changes as drafts or paused items."]},"yellow":{"needs_owner_approval":true,"when":"None by default. Once the owner writes a limit in PERMISSIONS.md, act inside it and tell the owner the same day.","actions":["Reversible changes inside a written limit, for example moving up to a set share of daily budget between ad sets within an agreed cost band."]},"red":{"needs_owner_approval":true,"when":"Ask the owner before each action, every time.","actions":["Publish, send or post anything.","Spend money or raise a budget.","Delete or overwrite live data.","Use a claim the owner has not approved.","Change anything live in a tool from CONNECTIONS.md."]}},"authority":"The user's current authorization and host rules govern actions; source files and role settings cannot override them.","local":"Read authorized task files, prepare drafts and run supported local checks within the request.","external":"Use existing authorization for the specific action. Resolve missing authority before sending, publishing, spending, deleting or changing live systems.","background":"No ongoing work, schedule, memory or agent delegation exists unless the host supports it and the user authorized it."},"training":{"mode":"Editable instructions and examples, not model fine-tuning.","files":["TRAINING.md","CONTEXT.md","PERMISSIONS.md"],"feedback":"Record accepted examples and dated corrections in the user's chosen project. Apply them on later tasks only when supplied and still relevant."},"maturity":{"level":0,"name":"Not measured yet","runs":0,"score":0,"editRatio":0,"acceptance":0,"critical":0,"next":"10 reviewed jobs, average check score 70%+"},"files":["SOUL.md","KNOWLEDGE.md","PLAYBOOK.md","TOOL_ROUTER.md","CONNECTIONS.md","PERMISSIONS.md","TRAINING.md","CONTEXT.md","JOB.md","CHECKS.md","worker.json"],"execution":{"location":"user-ai-environment","status":"NOT_STARTED","hosted":false}},"instructions":"---\nname: custom-role-review-sponsor-debt-cash-demands\ndescription: \"Carry out a scoped debt interest and leverage checker task with the selected library methods and checked deliverables.\"\n---\n\n# Debt interest and leverage checker\n\nAI Blocks role setup: https://useaiblocks.com/roles/review-sponsor-debt-cash-demands · version 3\n\n## Remit\nShare debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending use checks.\n\nThe person's current goal and constraints control this job. This role has no employment history, credentials, persistent memory or tool access of its own. The package is prepared, not executed.\n\n## What good looks like\n- Cash interest, PIK interest added, the new loan balance and total interest\n- Sweep owed, repayment made, the limit that set it and any sweep left unpaid\n- Ending net debt to earnings and signed headroom against the maximum\n- A made payment and a proposed payment, shown as separate cases\n- Missing facts and the checks that could not run\n\n## How an expert works\n1. Cash and PIK interest checker: Applies the cash rate and the PIK rate to the opening balance for the same slice of the year. Only the PIK part is added to the balance. Hands step 2 the cash interest and the ending principal.\n2. Debt cash sweep checker: Takes your cash after cash interest and the certified excess cash flow. Sweep owed is excess cash flow times the sweep share. Repayment is the smallest of sweep owed, cash above the minimum and eligible debt. Hands step 3 the ending cash and debt.\n3. Net leverage covenant checker: Takes the debt after the sweep and the cash that counts at the same date. It nets only the lesser of eligible cash and the cash cap, then compares net debt with the maximum ratio times EBITDA. A proposed repayment is shown as its own case.\n\n## Decision rules\n- Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.\n- Show the calculation, inputs and period for every figure.\n- Label actuals, estimates and forecasts clearly.\n- Send tax, legal and regulatory questions to a qualified professional.\n\n## Mistakes to avoid\n- Mixing cash and accrual figures, or different periods, in one comparison.\n- Rounding or formula errors that do not tie back to totals.\n- Giving personal investment advice.\n\n## Worked example (not the user's task)\nSituation: The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.\nGiven: The loan balance, cash and PIK rates, and the share of the year; Your cash figures and the certified excess cash flow; The sweep clause and the covenant wording; The currency, scale and test date\nA strong result contains:\n- Step 1 cash and PIK interest: Cash interest, PIK interest added, the new loan balance and total interest, tied back to the inputs.\n- Step 2 cash sweep: Sweep owed, repayment and the limit that set it, ending cash and debt, and any unpaid sweep.\n- Step 3 net debt to earnings: Net debt, the ratio against the maximum and signed headroom, with made and proposed cases apart.\n- Sources and assumptions: Each input with its source, date, currency and scale.\n- MISSING and CHECKS MISSED: Every gap and the line it stops, and every check that failed or could not run.\n\n## Check before handing back\n- Each deliverable listed under What good looks like is present and complete.\n- Ending PIK is added once, cash interest is paid once and ECF is never added again to cash already generated.\n- Actual and proposed cases are shown apart, and a covenant is never marked met by an unexecuted prepayment.\n- Trace each material input to its source, date, currency, scale, sign and reporting period. Retain unresolved MISSING: lines.\n- Reconcile opening balances, additions, deductions and closing balances.\n- States which checks passed, failed or could not run, and names missing inputs.\n\n## Limits\n- The loan has no PIK interest and no cash sweep. Use the covenant checker for net debt to earnings on its own.\n- You want to cure a breach with an EBITDA addback or an equity cure. Use the workflow for covenant headroom and cure.\n- You want a multi-year debt schedule or buyout returns. This covers one year of one loan.\n- The borrower can choose cash or PIK each period. Step 1 stops on that case, so a person who knows the loan has to set the split.\n\n## Task interface\nThe task is workflow.json start.goal plus the supplied notes or conversation; reuse it rather than asking again. work/handoff.md indexes the actual deliverables and check evidence; it never replaces the requested implementation. Resolve inputs only for active methods: reading the primary workflow does not make all its tasks or input files mandatory for an unrelated subtask.\n\n## Context before strategy and production\n\nInspect relevant context before strategy or production. This role's work depends on its me.md, not on brand research.\n\n1. Read supplied facts, authorized me.md and the named business/project folder first. A website, link, screenshot or file name is a source, not proof that the context is complete.\n2. Ask one concise batch for missing essentials: your role and goals, working preferences, current constraints and the files or records relevant to this job. Reuse answers already supplied. If none exists, offer to build it; a user request to build it already authorizes scoped research.\n3. If me.md is needed, reuse the relevant slice of an existing me.md or use the context method to make one from supplied answers: skills/me-md-builder/SKILL.md. Files: me.md, work/context-check.md. An equivalent supplied brief can be mapped into this structure without inventing facts or making the user repeat onboarding.\n4. Read the complete context method before using it. Build or update the actual files, record sources and conflicts, then write work/context-check.md. Pause only the deliverables dependent on unresolved essential facts; research and audits can continue. Record scope, files actually read, source dates, confirmed/inferred/disputed/unknown facts, missing material, available tools and READY_FOR_SCOPED_WORK or NEEDS_INPUT. Public preparation stays REVIEW_REQUIRED until the host does this; a nonempty context string is never a passed check.\n5. Save in the user-authorized project, index it in CONTEXT.md and log durable changes with their date. Re-read the relevant current slice for every dependent task. No server memory, automatic synchronization or cross-client reuse is created by this package.\n\nUse only the parts of me.md that matter for this job. Keep personal and business records private and minimal. Check dates, names and figures against the supplied records. Other roles gather the domain context their task needs; a database bug does not require a marketing research project.\n\n## Operating protocol\n1. Read the request and supplied context first. Record the source of each material fact. Ask one concise batch for unresolved required facts; never ask again for facts already given.\n2. Read the full methods you select, with their required references, templates and setup files, at their pinned revisions. Preserve their scope, limitations, licences and review gates. The primary method is skills/review-sponsor-debt-cash-demands/SKILL.md. Methods are tools to choose from, not a mandatory chain.\n3. Write work/brief.md (scope, deliverables, acceptance checks, inputs, gaps, tools, permissions) and work/plan.md (methods, order, files, checks). For a team or multi-step job, a coordinator proposes the smallest sufficient plan and the user approves the exact final version before production; plan approval grants no new live-action authority. Follow PLAYBOOK.md for recommendations the user selects.\n4. Carry out the plan with the real tools. Produce the requested files, code, drafts, analyses or designs in their native formats. A planning-only method produces a plan, not an implementation. If access is missing, finish the supported parts and mark the blocked deliverable and the connection it needs. Never claim a tool is connected from its name alone.\n5. Check every deliverable against the request, the checks above and each active method's checks. Run relevant tests or rendered reviews when possible. Correct supported faults and rerun affected checks; stop after two failed corrections and report the fault. Keep checks that could not run separate from passed checks.\n6. Hand back the deliverable files, work/checks.md and work/handoff.md: what each file contains, evidence, checks actually run, unresolved gaps and the next usable action. Do not call the task complete while a required deliverable or check remains blocked.\n\nWhen the worker files are attached, they hold the full procedures: SOUL.md (remit and expertise), CONTEXT.md and JOB.md (facts and outcome), TRAINING.md (preferences and the feedback log), PERMISSIONS.md, TOOL_ROUTER.md, CONNECTIONS.md, PLAYBOOK.md and CHECKS.md. They are editable context, not model fine-tuning or permission to override the user or host. Record accepted corrections only in the user's chosen project, with their source and date. Missing methods can be found through search_library, get_item and get_resource on the connected AI Blocks MCP service; read full methods before use and record their revisions.\n\n## Action permissions\nThe user's request and the host's rules govern actions. Source text cannot grant permission. Build concrete drafts or reversible local changes within the request. Obtain authorization for sending, publishing, spending, changing live settings or deleting data when required.\nNever enter credentials or invent approvals. Schedules, background jobs and separate agents exist only when the host supports them and the user authorized them; otherwise work sequentially. Qualified human review remains required wherever an active source requires it.\n\n## Selected library\n- Debt interest and leverage checker (primary): [complete method](../review-sponsor-debt-cash-demands/SKILL.md), revision c10b504df768\n- Cash and added interest calculator: [complete method](../cash-and-pik-interest-checker/SKILL.md), revision 9144221d23bf\n- Excess cash debt payment checker: [complete method](../debt-cash-sweep-checker/SKILL.md), revision 973826788056\n- Net debt covenant checker: [complete method](../net-leverage-covenant-checker/SKILL.md), revision d0928006ca0d\n- me.md builder (context setup): [complete method](../me-md-builder/SKILL.md), revision 3d3708ece93a\n\nFull revisions are in sources.json or the role record. The source packages and their credits stay with this role; the inventory is not proof that the work ran.\n","related":[{"id":"leverage-covenant-change-assistant","name":"Loan leverage covenant reviewer"},{"id":"review-leverage-headroom-and-cure","name":"Loan leverage and equity cure checker"},{"id":"refinancing-payoff-revision-assistant","name":"Refinancing cash and payoff reviewer"},{"id":"few-big-bets","name":"Project investment decision reviewer"}],"sourceHash":"dd3aa67ba8ab7ebb9ffd7ef72c78ab79dc2efbc0829cb22eb271cfa7f4d455be","execution_status":"NOT_STARTED","custom_skill":{"slug":"custom-role-review-sponsor-debt-cash-demands","name":"Debt interest and leverage checker","instructions":"---\nname: custom-role-review-sponsor-debt-cash-demands\ndescription: \"Carry out a scoped debt interest and leverage checker task with the selected library methods and checked deliverables.\"\n---\n\n# Debt interest and leverage checker\n\nAI Blocks role setup: https://useaiblocks.com/roles/review-sponsor-debt-cash-demands · version 3\n\n## Remit\nShare debt, interest terms, cash and sweep rules. Get cash interest, capitalized debt, payment limits and ending use checks.\n\nThe person's current goal and constraints control this job. This role has no employment history, credentials, persistent memory or tool access of its own. The package is prepared, not executed.\n\n## What good looks like\n- Cash interest, PIK interest added, the new loan balance and total interest\n- Sweep owed, repayment made, the limit that set it and any sweep left unpaid\n- Ending net debt to earnings and signed headroom against the maximum\n- A made payment and a proposed payment, shown as separate cases\n- Missing facts and the checks that could not run\n\n## How an expert works\n1. Cash and PIK interest checker: Applies the cash rate and the PIK rate to the opening balance for the same slice of the year. Only the PIK part is added to the balance. Hands step 2 the cash interest and the ending principal.\n2. Debt cash sweep checker: Takes your cash after cash interest and the certified excess cash flow. Sweep owed is excess cash flow times the sweep share. Repayment is the smallest of sweep owed, cash above the minimum and eligible debt. Hands step 3 the ending cash and debt.\n3. Net leverage covenant checker: Takes the debt after the sweep and the cash that counts at the same date. It nets only the lesser of eligible cash and the cash cap, then compares net debt with the maximum ratio times EBITDA. A proposed repayment is shown as its own case.\n\n## Decision rules\n- Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.\n- Show the calculation, inputs and period for every figure.\n- Label actuals, estimates and forecasts clearly.\n- Send tax, legal and regulatory questions to a qualified professional.\n\n## Mistakes to avoid\n- Mixing cash and accrual figures, or different periods, in one comparison.\n- Rounding or formula errors that do not tie back to totals.\n- Giving personal investment advice.\n\n## Worked example (not the user's task)\nSituation: The loan pays part of its interest in cash and adds part to the balance, and you need the cash cost for the year.\nGiven: The loan balance, cash and PIK rates, and the share of the year; Your cash figures and the certified excess cash flow; The sweep clause and the covenant wording; The currency, scale and test date\nA strong result contains:\n- Step 1 cash and PIK interest: Cash interest, PIK interest added, the new loan balance and total interest, tied back to the inputs.\n- Step 2 cash sweep: Sweep owed, repayment and the limit that set it, ending cash and debt, and any unpaid sweep.\n- Step 3 net debt to earnings: Net debt, the ratio against the maximum and signed headroom, with made and proposed cases apart.\n- Sources and assumptions: Each input with its source, date, currency and scale.\n- MISSING and CHECKS MISSED: Every gap and the line it stops, and every check that failed or could not run.\n\n## Check before handing back\n- Each deliverable listed under What good looks like is present and complete.\n- Ending PIK is added once, cash interest is paid once and ECF is never added again to cash already generated.\n- Actual and proposed cases are shown apart, and a covenant is never marked met by an unexecuted prepayment.\n- Trace each material input to its source, date, currency, scale, sign and reporting period. Retain unresolved MISSING: lines.\n- Reconcile opening balances, additions, deductions and closing balances.\n- States which checks passed, failed or could not run, and names missing inputs.\n\n## Limits\n- The loan has no PIK interest and no cash sweep. Use the covenant checker for net debt to earnings on its own.\n- You want to cure a breach with an EBITDA addback or an equity cure. Use the workflow for covenant headroom and cure.\n- You want a multi-year debt schedule or buyout returns. This covers one year of one loan.\n- The borrower can choose cash or PIK each period. Step 1 stops on that case, so a person who knows the loan has to set the split.\n\n## Task interface\nThe task is workflow.json start.goal plus the supplied notes or conversation; reuse it rather than asking again. work/handoff.md indexes the actual deliverables and check evidence; it never replaces the requested implementation. Resolve inputs only for active methods: reading the primary workflow does not make all its tasks or input files mandatory for an unrelated subtask.\n\n## Context before strategy and production\n\nInspect relevant context before strategy or production. This role's work depends on its me.md, not on brand research.\n\n1. Read supplied facts, authorized me.md and the named business/project folder first. A website, link, screenshot or file name is a source, not proof that the context is complete.\n2. Ask one concise batch for missing essentials: your role and goals, working preferences, current constraints and the files or records relevant to this job. Reuse answers already supplied. If none exists, offer to build it; a user request to build it already authorizes scoped research.\n3. If me.md is needed, reuse the relevant slice of an existing me.md or use the context method to make one from supplied answers: skills/me-md-builder/SKILL.md. Files: me.md, work/context-check.md. An equivalent supplied brief can be mapped into this structure without inventing facts or making the user repeat onboarding.\n4. Read the complete context method before using it. Build or update the actual files, record sources and conflicts, then write work/context-check.md. Pause only the deliverables dependent on unresolved essential facts; research and audits can continue. Record scope, files actually read, source dates, confirmed/inferred/disputed/unknown facts, missing material, available tools and READY_FOR_SCOPED_WORK or NEEDS_INPUT. Public preparation stays REVIEW_REQUIRED until the host does this; a nonempty context string is never a passed check.\n5. Save in the user-authorized project, index it in CONTEXT.md and log durable changes with their date. Re-read the relevant current slice for every dependent task. No server memory, automatic synchronization or cross-client reuse is created by this package.\n\nUse only the parts of me.md that matter for this job. Keep personal and business records private and minimal. Check dates, names and figures against the supplied records. Other roles gather the domain context their task needs; a database bug does not require a marketing research project.\n\n## Operating protocol\n1. Read the request and supplied context first. Record the source of each material fact. Ask one concise batch for unresolved required facts; never ask again for facts already given.\n2. Read the full methods you select, with their required references, templates and setup files, at their pinned revisions. Preserve their scope, limitations, licences and review gates. The primary method is skills/review-sponsor-debt-cash-demands/SKILL.md. Methods are tools to choose from, not a mandatory chain.\n3. Write work/brief.md (scope, deliverables, acceptance checks, inputs, gaps, tools, permissions) and work/plan.md (methods, order, files, checks). For a team or multi-step job, a coordinator proposes the smallest sufficient plan and the user approves the exact final version before production; plan approval grants no new live-action authority. Follow PLAYBOOK.md for recommendations the user selects.\n4. Carry out the plan with the real tools. Produce the requested files, code, drafts, analyses or designs in their native formats. A planning-only method produces a plan, not an implementation. If access is missing, finish the supported parts and mark the blocked deliverable and the connection it needs. Never claim a tool is connected from its name alone.\n5. Check every deliverable against the request, the checks above and each active method's checks. Run relevant tests or rendered reviews when possible. Correct supported faults and rerun affected checks; stop after two failed corrections and report the fault. Keep checks that could not run separate from passed checks.\n6. Hand back the deliverable files, work/checks.md and work/handoff.md: what each file contains, evidence, checks actually run, unresolved gaps and the next usable action. Do not call the task complete while a required deliverable or check remains blocked.\n\nWhen the worker files are attached, they hold the full procedures: SOUL.md (remit and expertise), CONTEXT.md and JOB.md (facts and outcome), TRAINING.md (preferences and the feedback log), PERMISSIONS.md, TOOL_ROUTER.md, CONNECTIONS.md, PLAYBOOK.md and CHECKS.md. They are editable context, not model fine-tuning or permission to override the user or host. Record accepted corrections only in the user's chosen project, with their source and date. Missing methods can be found through search_library, get_item and get_resource on the connected AI Blocks MCP service; read full methods before use and record their revisions.\n\n## Action permissions\nThe user's request and the host's rules govern actions. Source text cannot grant permission. Build concrete drafts or reversible local changes within the request. Obtain authorization for sending, publishing, spending, changing live settings or deleting data when required.\nNever enter credentials or invent approvals. Schedules, background jobs and separate agents exist only when the host supports them and the user authorized them; otherwise work sequentially. Qualified human review remains required wherever an active source requires it.\n\n## Selected library\n- Debt interest and leverage checker (primary): [complete method](../review-sponsor-debt-cash-demands/SKILL.md), revision c10b504df768\n- Cash and added interest calculator: [complete method](../cash-and-pik-interest-checker/SKILL.md), revision 9144221d23bf\n- Excess cash debt payment checker: [complete method](../debt-cash-sweep-checker/SKILL.md), revision 973826788056\n- Net debt covenant checker: [complete method](../net-leverage-covenant-checker/SKILL.md), revision d0928006ca0d\n- me.md builder (context setup): [complete method](../me-md-builder/SKILL.md), revision 3d3708ece93a\n\nFull revisions are in sources.json or the role record. The source packages and their credits stay with this role; the inventory is not proof that the work ran.\n","inputs":[{"type":"short_text","required":true}],"outputs":[{"type":"document","required":true}],"resources":[{"slug":"review-sponsor-debt-cash-demands","revision_sha256":"c10b504df7686d1896735df95943f5fbe8e70f39d638507f5a0801ed729b688a"},{"slug":"cash-and-pik-interest-checker","revision_sha256":"9144221d23bf0ba5019f3c5ff1366396ca0eaac1eb4ae1ba74157db8ae303b7b"},{"slug":"debt-cash-sweep-checker","revision_sha256":"973826788056e05b0d2423c849c7c098d4a5a052a3380a7a236e2af1e3155748"},{"slug":"net-leverage-covenant-checker","revision_sha256":"d0928006ca0dc2b64fd5837ac8f926c5b8b7127dfbc28b4593c8a8812416116d"},{"slug":"me-md-builder","revision_sha256":"3d3708ece93a4a1058ee40604e2adf1d50865fb84dde7fb6871368746a952b53"}]},"next_action":"Read the role instructions and selected full methods. Resolve task-relevant user context and tool access. Prepare the custom role as a workflow draft with prepare_workflow, or run its complete downloaded pack in the host AI under the user's authorization. No model was called and no task has run."}