Hire an AI acquisition funding and debt payoff checker

Everything it can hand back

Your task sets the actual outputs. The specialist picks the methods that cover them.

• The cash the new debt really raises, next to its face value
• The old debt payoff and premium, with refinancing fees shown once
• A sources and uses table for closing
• The funding gap, if any, and who must cover it
• A list of missing facts and checks that could not run

How it does the job well

• Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.
• Show the calculation, inputs and period for every figure.
• Label actuals, estimates and forecasts clearly.
• Send tax, legal and regulatory questions to a qualified professional.

Mistakes it avoids

• Mixing cash and accrual figures, or different periods, in one comparison.
• Rounding or formula errors that do not tie back to totals.
• Giving personal investment advice.

What a good result looks like

An example, not your task: You are buying a company and paying off its old debt at closing.

• outputs/step-1-debt-issue-proceeds-checker.md. Face value, discount, fees at issue and the cash the new debt actually raises.
• outputs/step-2-refinancing-closing-cost-checker.md. Old principal payoff, premium and refinancing fees, each shown once.
• outputs/step-3-deal-funding-gap-checker.md. Sources and uses at closing, with any funding gap left visible.
• HAND-BACK SUMMARY. Files saved, sources used, assumptions, MISSING lines, checks missed and one suggested next step.

How the work is checked

• Financing and payoff fees are deducted once. Face debt never stands in for usable funding cash.
• The premium uses the base the payoff letter names, and accrued interest is counted once.
• Rollover appears once. Sources less uses equals the gap shown, and no unexplained plug closes it.
• The cash received in step 1 matches the lender's funding notice, or the difference is explained.
• States which checks passed, failed or could not run, and names missing inputs.

These checks have not been run against a model yet. Your AI uses them to check its own work.

Capabilities

• Debt issue proceeds checker. Turns face value into cash received after the discount and only the fees withheld at issue. Keeps the principal as its own line. Hands step 2 the net cash.
• Refinancing closing cost checker. Takes the net cash from step 1 and the payoff letter. Adds refinancing fees not already deducted. Shows old principal, premium and fees separately. Hands step 3 each use.
• Deal funding gap checker. Lists the payoff, fees, purchase price and closing cash as uses. Lists net debt cash, rollover and sponsor money as sources. Shows the gap and does not plug it.

How the role works

1. Checks your task, context and available tools.
2. Picks the methods needed and prepares a work plan.
3. Carries out supported tasks, with each method's limits and review gates.
4. Checks the real deliverables and corrects supported faults.
5. Hands back files, evidence and unresolved gaps.

Your specialist's working setup

Download the base specialist without a task form or account. README.md and SETUP.md explain how to use the folder. SOUL.md defines its scope. INTAKE.md asks missing questions inside your AI. PLAYBOOK.md, SKILLS.md, BEST_PRACTICES.md, CHECKS.md and HANDOFF.md guide the work and its checked deliverables.

Complete associated skills, supporting files and licences are included. Choose only the methods needed for the actual task. Keep context, working files and accepted feedback in your AI project.

Use this specialist through MCP or the API

Call prepare_specialist with role_id check-acquisition-refinancing-funds only. No task is required to load it. Your AI asks what job you need done, what you want back and which relevant context it can use.

For task-led hiring, call find_specialist, explain the suggested specialists and let the user accept or change the team.

Complete ZIP: Download base specialist. API: GET /api/v1/specialists/check-acquisition-refinancing-funds/pack. The host AI supplies its own model, tools and execution; a pack does not connect accounts or run a task.

Inputs and helpful context

The specialist starts from the task brief. Only active methods require their inputs.

For the primary method, when used

• The new debt terms: face value, issue price or discount, and fees taken out at issue (from the financing documents)
• The payoff letter for the old debt, with any prepayment premium
• Refinancing fees billed separately (from the invoices or the funds flow draft)
• The purchase price and other uses of cash at closing
• The buyer's available cash, any rollover equity and sponsor commitments

Helpful context (optional)

• The lender's funding notice, to match the cash received.
• The signed purchase agreement, for the purchase price.

Tools and access

• A spreadsheet tool and an AI that reads files: The three steps pass one set of numbers along. The AI should recalculate and keep each source and use traceable.
• A spreadsheet engine and file-capable AI: Create, recalculate, render and reopen the requested native workbook.
• Node.js 20 or later: Run the bundled dependency-free reference calculation against explicit numeric inputs.
• Claude, ChatGPT or Gemini: Any of them can do these sums in a chat and show each step.
• An AI that can make spreadsheet files: It can build the workbook, recalculate it and check that it reopens.
• Node.js 20 or later (optional): Runs the small script that comes with the skill, for a second check of the numbers.
• Claude, ChatGPT or Gemini: Any of them can add up the two lists in a chat.

Functions and deliverables

• Acquisition funding and debt payoff checker: Check usable debt cash, refinancing costs and closing payments to show whether the deal has a funding gap.
  • The cash the new debt really raises, next to its face value
  • The old debt payoff and premium, with refinancing fees shown once
  • A sources and uses table for closing
  • The funding gap, if any, and who must cover it
  • A list of missing facts and checks that could not run
• New loan cash proceeds checker: Share debt terms and fees. Separate the amount owed from the cash received after discounts and charges.
  • Original issue discount, worked out as face less face times the issue-price fraction.
  • Gross cash and usable net proceeds, worked out as face times the fraction, less fees.
  • A tie between your result and the funding statement.
  • An editable workbook, if you ask for one.
  • A list of missing inputs and checks that did not run.
• Loan refinancing cash gap checker: Share the old loan payoff, fees and new funding. Check total closing costs and any cash gap.
  • The premium in money: payoff times the premium rate
  • The transaction cost: premium plus refinancing fees
  • The closing cash need: payoff plus transaction cost
  • The funding gap, or a surplus, after the new loan money
  • A list of missing facts and checks that could not run
  • A small workbook with the same sums, if your AI can make files
• Deal funding gap checker: Share deal costs and funding sources. Check the closing cash gap and how rollover value is counted.
  • Total uses and total sources
  • The funding gap as a signed number (positive means short)
  • A table showing how each line was classified, with rollover counted once
  • A trace of any plug line to a real funding commitment
  • A list of missing facts and checks it could not run
  • A small workbook with the same balance, if your AI can make files
• me.md builder: Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.
  • One me.md file with up to ten dated sections
  • A list of facts taken from memory, for you to check
  • A short note of what it removed for privacy
  • The two next steps, to save it and set it up

Tasks you can use it for

• You are buying a company and paying off its old debt at closing.
• A lender sends a payoff letter and you need to check the number before wiring.
• The draft funds flow for a closing does not add up.
• A sponsor asks how much equity cash the deal needs.

Limits to check before starting

• You want what the seller receives at closing: use the Seller closing proceeds and retained cash checker workflow.
• You want interest, cash sweep and debt ratios after closing: use the Debt interest and leverage checker workflow.
• You are tracking a construction loan drawn in stages: use the Construction funding and interest checker workflow.

Best way to use this role

Give it one clear outcome, the actual files and a definition of done. Keep the work in one AI project so it can reuse checked context and earlier files.

• Download the workflow pack and add it to Claude, ChatGPT or Gemini, in a chat that accepts files.
• Attach the financing terms, the payoff letter and the draft funds flow. Say the closing date, currency and scale.
• Ask your AI to follow the pack and save each step's file. If the three step skills (debt issue proceeds, refinancing closing cost, deal funding gap) are not attached, it follows the arithmetic written in the pack and lists that under checks missed.
• After step 1, check the cash received against the lender's funding notice. After step 2, check the payoff against the payoff letter.
• After step 3, check that sources equal uses with no unexplained plug. Finish every MISSING line before closing.

Read it as data

Read the complete role setup as JSON. Connect your AI to the AI Blocks MCP library and read aiblocks://roles/check-acquisition-refinancing-funds for its role instructions and pinned sources.

This is a prepared AI role. No task has run. Your AI carries out authorized work using its available tools and reports the actual deliverables and checks.