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Cash versus earnings checker
Paste your profit and cash figures. Get free cash flow beside earnings, what growth costs and a score out of 100.
Cash versus earnings checker is a free AI skill for the job "Handle money and investing". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks · Level: advanced · Thinking: high
What it does
Profit can rise for years while cash drains away. Every new machine, shop or system costs money before it earns, and the profit line spreads that cost over many years. A business that grows fast on borrowed or diluted money can look great on paper and be worth less each year. This skill works out the cash. It takes operating cash flow and subtracts capital spending to get free cash flow, then compares it with earnings over the same years. It tests whether the growth spending pays back inside the useful life of what you bought, and what has happened to the number of shares or owners' stakes. Four tests, 25 points each, give a score with the working shown.
You give it
- Three or more years of earnings, depreciation, changes in working capital and capital spending
- Share or owner counts for the same years
- Planned growth spending (optional)
- Plan (optional)
You get
- Free cash flow for each year
- Free cash flow beside earnings
- A payback test on growth spending
- A cash per share or per owner view
- A score out of 100 and what it means
Use it when
- Profit is growing but cash in the bank is not.
- You are planning to spend heavily on growth and want to see if it pays back.
- You are writing to owners or partners and want to show the cash view next to profit.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste your figures by year. Mark any you are unsure of.
- Add the useful life of your main assets, and the share or owner counts.
- Read the four tests, not only the score.
- Use the findings in your next letter or review.