Hire an AI construction completion funding reviewer

Everything it can hand back

Your task sets the actual outputs. The specialist picks the methods that cover them.

• What changed since the last review, source by source
• A draw schedule by year, equity first, with debt capped at what is left to draw
• An interest schedule: opening loan, draws, share of the year outstanding, interest and closing loan, year by year
• The final loan against its limit, with any interest the loan cannot cover shown as a funding gap
• A short record to paste into the next review, plus MISSING lines and any checks that could not run

How it does the job well

• Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.
• Show the calculation, inputs and period for every figure.
• Label actuals, estimates and forecasts clearly.
• Send tax, legal and regulatory questions to a qualified professional.

Mistakes it avoids

• Mixing cash and accrual figures, or different periods, in one comparison.
• Rounding or formula errors that do not tie back to totals.
• Giving personal investment advice.

What a good result looks like

An example, not your task: A bank notice shows a draw was paid out later than your plan assumed.

• Changed since last review. Each cost, draw date or commitment that moved, with its old value, new value and source.
• Draw schedule. Cost, equity, debt and unfunded amount for each year, with equity first if your contract says so.
• Interest schedule. Opening loan, draws, share of year, interest and closing loan for each year, with an add-up check.
• Against limit. The final loan with interest against what is left to draw, with any uncovered interest shown.
• Completion gap. Cost to complete, contingency and interest to come, against usable cash and commitments left.
• Record for next review. A short record to paste into your next run.

How the work is checked

• Cost draws exclude capitalized interest, which has its own schedule. Interest is tested against the commitment. No uncovered interest or cost is treated as financed.
• Opening loan plus draws plus interest equals closing loan in every year.
• Each draw's share of the year comes from a dated source, not an automatic half-year, whenever the bank's record exists.
• Trace each material input to its source, date, currency, scale, sign and reporting period. Keep unresolved MISSING: lines.
• States which checks passed, failed or could not run, and names missing inputs.

These checks have not been run against a model yet. Your AI uses them to check its own work.

Capabilities

• Compares with the last review. Reads the saved record if it belongs to this project, or sets a first baseline. Compares the cost version, draw timing, interest terms and commitments. If nothing changed and no review is due, it says so and stops.
• Plans the draws. Spreads certified costs across the years using your contract's funding order, equity first if that is the rule. Debt is capped at the commitment left. Hands the debt draws and the undrawn commitment by year to the next steps.
• Builds the interest. Works out each year's interest from the opening loan plus each draw weighted by the part of the year it was outstanding. Adds it to the loan at year end only if the contract says so. Keeps interest out of the cost-only draw schedule.
• Reruns on a new draw date. If the bank shows a draw on a different date from the earlier plan, it uses the real timing for that year and recalculates. Years with no new evidence keep their old inputs.
• Tests the loan against its limit. Compares the final loan, with interest, against the commitment. Interest above the limit is kept as a funding gap. It is never counted as financed.
• Finds the completion gap. Adds the unpaid cost to complete, with contingency, and the interest still to come. Compares the total with usable cash and the commitments left. Keeps a cost overrun apart from a funding gap.
• Saves the record. Writes the small record for next time and lists what is still MISSING. It proposes a state update and keeps the old one.

How the role works

1. Checks your task, context and available tools.
2. Picks the methods needed and prepares a work plan.
3. Carries out supported tasks, with each method's limits and review gates.
4. Checks the real deliverables and corrects supported faults.
5. Hands back files, evidence and unresolved gaps.

Your specialist's working setup

Download the base specialist without a task form or account. README.md and SETUP.md explain how to use the folder. SOUL.md defines its scope. INTAKE.md asks missing questions inside your AI. PLAYBOOK.md, SKILLS.md, BEST_PRACTICES.md, CHECKS.md and HANDOFF.md guide the work and its checked deliverables.

Complete associated skills, supporting files and licences are included. Choose only the methods needed for the actual task. Keep context, working files and accepted feedback in your AI project.

Use this specialist through MCP or the API

Call prepare_specialist with role_id construction-funding-evidence-reviewer only. No task is required to load it. Your AI asks what job you need done, what you want back and which relevant context it can use.

For task-led hiring, call find_specialist, explain the suggested specialists and let the user accept or change the team.

Complete ZIP: Download base specialist. API: GET /api/v1/specialists/construction-funding-evidence-reviewer/pack. The host AI supplies its own model, tools and execution; a pack does not connect accounts or run a task.

Inputs and helpful context

The specialist starts from the task brief. Only active methods require their inputs.

For the primary method, when used

• Certified annual costs and the approved draw timing (from the cost consultant's certificates and the loan agreement)
• The equity and debt you can still use, by source (from the loan agreement and the equity commitment letter)
• The fixed interest rate and how interest is added to the loan (from the loan agreement)
• Costs already spent, and the current cost to complete with its contingency (from the latest cost report)
• The real draw dates (from the bank's draw notices)
• The last review's record and the earlier source versions (optional, needed to see what changed)
• The reporting date, the currency and the scale, such as thousands

Helpful context (optional)

• The loan agreement pages that set the rate, the limit and how interest is added.
• The cost consultant's latest certificate and cost to complete, with their dates.
• A named person who owns the budget and will check the limit.

Tools and access

• A spreadsheet engine and file-capable AI: Builds a workbook with inputs and formulas you can click into, and can save the record file for next time. In plain chat it returns the same tables as text.
• Your bank's draw notices: Give the real draw dates, so the interest rests on facts and not on the plan.
• A chat AI that reads files and builds spreadsheets: Draws, interest and the gap link through three schedules. A spreadsheet lets you trace each one. In a plain chat they come back as tables.
• Claude, ChatGPT or Gemini: Any of them can do these sums in a chat.
• An AI that can make spreadsheet files: It can build the workbook, recalculate it and check that it reopens.
• Node.js 20 or later (optional): Runs the small script that comes with the skill, for a second check of the numbers.

Functions and deliverables

• Construction completion funding reviewer: Review changed build costs and draw dates. Recheck interest and available funding, with any completion shortfall shown openly.
  • What changed since the last review, source by source
  • A draw schedule by year, equity first, with debt capped at what is left to draw
  • An interest schedule: opening loan, draws, share of the year outstanding, interest and closing loan, year by year
  • The final loan against its limit, with any interest the loan cannot cover shown as a funding gap
  • A short record to paste into the next review, plus MISSING lines and any checks that could not run
• Construction funding and interest checker: Share approved project costs, loan terms and draw dates. Get cost draws, interest schedules and a completion-funding gap check.
  • A cost-only draw schedule by period, in the funding order your agreements set
  • An interest schedule with closing debt checked against the loan limit
  • Cost to finish with unpaid cost and future interest each counted once
  • A funding gap, with cost overruns shown apart from cash shortfalls
  • A list of missing facts and checks that did not run
• Construction loan interest calculator: Share loan draws, rates and timing. Get annual interest added to debt and checked closing balances.
  • Interest added to the loan in each of the three years
  • Closing debt at the end of each year
  • Total capitalized interest over the three years
  • A rollforward check that opening debt plus draws plus interest equals closing debt
  • A list of missing facts and checks it could not run
  • A small workbook with the same sums, if your AI can make files
• Construction funding schedule planner: Share approved costs and funding commitments. Get a period-by-period draw plan with uncovered costs shown.
  • A draw schedule: for each period, the cost, equity used, loan used and cost left uncovered
  • The equity and loan left after each period
  • An uncovered cost list, by period and in total
  • A check that cost equals equity plus loan plus uncovered cost
  • A list of missing facts and checks it could not run
  • A small workbook with the same schedule, if your AI can make files
• me.md builder: Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.
  • One me.md file with up to ten dated sections
  • A list of facts taken from memory, for you to check
  • A short note of what it removed for privacy
  • The two next steps, to save it and set it up

Tasks you can use it for

• A bank notice shows a draw was paid out later than your plan assumed.
• The cost consultant certifies a new cost figure or a revised cost to complete.
• The lender lowers, or raises, the amount you can still draw.
• You need to show whether the loan, with its interest added, stays inside its limit.

Limits to check before starting

• The project is finished and the loan is repaid. There is nothing left to fund, so a review adds nothing.
• You only want the interest schedule from a draw plan you already trust. Use the Construction loan interest calculator.
• You only want the gap between cost to complete and cash left. Use the Project completion funding checker.
• Your draw dates are plans, not bank records. It marks them MISSING and stops those lines, because it will not guess a date.

Best way to use this role

Give it one clear outcome, the actual files and a definition of done. Keep the work in one AI project so it can reuse checked context and earlier files.

• Download the pack and give it to an AI that can read files, such as Claude, ChatGPT or Gemini. The pack holds the Construction funding and interest checker workflow and the Construction loan interest calculator. In a chat-only tool it still works, but it cannot save files, so you keep the record it hands back.
• Say whether this is the first run. If not, paste the record from last time. Then attach the cost certificates, the loan terms, the bank's draw notices and the latest cost to complete.
• Read "changed since last review" first. Check each changed date or amount against the document it came from.
• Test the closing loan yourself. Opening loan plus draws plus interest should equal the closing loan, year by year.
• Fix every MISSING line. Run it again whenever a cost, a draw date or a commitment changes. Installing it sets up no schedule.

Read it as data

Read the complete role setup as JSON. Connect your AI to the AI Blocks MCP library and read aiblocks://roles/construction-funding-evidence-reviewer for its role instructions and pinned sources.

This is a prepared AI role. No task has run. Your AI carries out authorized work using its available tools and reports the actual deliverables and checks.