AI Blocks › Handle money and investing
Cut a list of companies down to the ones solid enough for a patient, hands-off investor
Paste a company's ten-year figures. Get it passed or failed on size, strength, profit record, dividends and growth.
Defensive stock quality screener is a free AI skill for the job "Handle money and investing". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks · Level: advanced
What it does
A plain investor wants companies that are large, financially strong and steady. They do not need to be exciting. Most companies fail at least one of these tests, and that is the point: the screen cuts a long list down before you read a single story about the business. This skill runs five quality tests, in the form Benjamin Graham set them in the 1972 edition of The Intelligent Investor. Size is set above a floor that you choose in today's money. Strength is current assets of at least twice current liabilities and long-term debt no more than working capital, with a different test for utilities. Profit must show in each of ten years. Dividends must be unbroken for twenty years. Profit per share must have grown by at least a third over ten years, using three-year averages at each end. Each result is pass, fail or unknown, with the…
You give it
- Ten years of figures for each company, pasted from its reports or a data site
- Sales or total assets, current assets and liabilities, long-term debt
- Profit per share by year and dividends per share by year
- A size floor in today's money, if you have a view
You get
- A pass, fail or unknown on each of the five tests
- The figure behind each result, with the sum shown
- A list of companies that passed all five
- A list of what is still unknown and where to find it
Use it when
- You have a list of large companies and want to cut it before you study any of them.
- You want to hold a few sound businesses for many years with little fuss.
- A friend or a tip named a company and you want to test it against plain rules first.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste the figures, one company at a time or as a table.
- Say which are utilities, banks or insurers, since those use different tests.
- Take the survivors to "Earnings padding detector".