AI Blocks › Handle money and investing
See what a company really earns in an ordinary year, and which profit is for show
Paste several years of a company's income statements. Get one-offs removed, padding flagged and a normal earnings range.
Find a company's real earning power and its tricks is a free AI workflow for the job "Handle money and investing". It guides your AI through several skills in order, passing each step's output to the next.
Free · No account · Made by AI Blocks · Level: advanced · Thinking: high
What it does
Reported profit is a figure with a story behind it. A building sold, a tax refund, a write-down that comes back as next year's profit, a cost parked on the balance sheet. Each can move the number without changing the business. This workflow follows the method in the 1940 edition of Security Analysis by Benjamin Graham and David Dodd. It rebuilds each year without the one-offs, checks for padding and rates how far the record can be trusted. Only then does it work out normal earnings, as a range. It never projects a trend and does not use the latest year alone unless three conditions hold. It is a method of analysis, not financial advice. It never says buy or sell.
You give it
- Five to ten years of income statements, with the notes
- Balance sheets and cash flow statements for the same years (optional)
- A few lines on the business and its industry (optional)
- Share counts by year (optional)
You get
- A table of one-off items and each year's ordinary earnings
- Accounting choices that lift profit, sized, with a clean, adjusted or avoid call
- A rating of how far the record can guide the future
- Low, normal and high earnings per share, each with a reason
Use it when
- A company's latest profit looks too good, or too poor, to be typical.
- A big write-down was followed by a very good year.
- You are valuing a business and need one earnings figure you can defend.
Steps
- One-off items separator: Paste several years of income statements. Get each year's profit rebuilt without one-off gains and losses.
- Earnings quality checker: Paste a company's statements and one-off table. Get accounting choices that lift profit, their size, and a clean, adjusted or avoid call.
- Earnings record reliability checker: Paste cleaned earnings by year and a note on the business. Get whether the record can guide the future, and how much.
- Normal earnings estimator: Paste cleaned earnings and a reliability rating. Get low, normal and high earnings for an ordinary year.
How to use it
- Download the handoff pack. It's a zip with HANDOFF.md and every skill file this workflow uses.
- Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
- Paste the income statements and the notes. Add cash flow and a note on the business if you have them.
- Read the call on padding first. If it says avoid, stop there.