AI Blocks › Handle money and investing
Business asset value estimator
Paste a balance sheet and share price. Get book value, net current assets, sale value and a cash strength rating.
Business asset value estimator is a free AI skill for the job "Handle money and investing". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks · Level: advanced · Thinking: high
What it does
A balance sheet lists what a company owns at cost, not what it would fetch. Stock may sell at two thirds of its book value, customer debts at four fifths and a factory at a fraction. Liabilities, though, are always owed in full. This skill deducts every liability and every claim ahead of the shares, marks each type of asset down with stated rates, and shows a typical and a harsh sale value per share. It compares both with the price. If the price is under the sale value, either the price is too low or the business should be wound up. It also checks how fast losses could use up the cushion, and runs the working capital and acid tests. It is a method, not financial advice.
You give it
- The latest balance sheet, and the one before it if you have it
- The earnings range from the earlier steps
- The share count and price, or the asking price of a private business
- Preferred share terms, leases and debt due dates (optional)
You get
- Tangible book value, net current assets and cash assets per share
- Typical and harsh sale values with the markdowns shown
- A comparison with the price
- How many years of current losses the cushion could absorb
- A cash strength rating of strong, adequate or weak
Use it when
- You want a second view of a company's value that does not depend on its profits.
- A share price looks very low next to what the business owns.
- You want to know if a company could pay its short-term bills in a bad year.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste the balance sheet with the notes on debts and preferred shares.
- Add the share count, the price and the earnings range.
- Read the comparison with the price and the burn before the figures.
- Take the result to "Price versus value gap judge".