Hire an AI low-priced stock screen and risk rules

Everything it can hand back

Your task sets the actual outputs. The specialist picks the methods that cover them.

• A short list that passes five tests, with the failed test beside every cut
• An asset floor for each survivor, set beside the price
• A margin of safety verdict for each one
• Group size, caps, an exit rule and a scorecard fixed before you buy

How it does the job well

• Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.
• Show the calculation, inputs and period for every figure.
• Label actuals, estimates and forecasts clearly.
• Send tax, legal and regulatory questions to a qualified professional.

Mistakes it avoids

• Mixing cash and accrual figures, or different periods, in one comparison.
• Rounding or formula errors that do not tie back to totals.
• Giving personal investment advice.

How the work is checked

• Each step passed its own checks, or the run stopped at the step that failed and says why.
• The steps ran in order, and each one used the result of the one before.
• Nothing was invented to fill a gap. Every gap is a MISSING: line.
• Nothing was sent, published or paid for without a clear yes.
• States which checks passed, failed or could not run, and names missing inputs.

These checks have not been run against a model yet. Your AI uses them to check its own work.

A second opinion

Before it hands back, your AI reviews the draft the way Benjamin Graham and Warren Buffett would. This is a way of reviewing the work. It does not mean they wrote or endorse it.

Capabilities

• Screens the table. Makes the first cut on a low multiple of recent profit, then removes any company that fails five safety tests.
• Finds the asset floor. Marks each survivor's assets down to a sale value and compares the result with the price.
• Judges the gap. Sets price against value and floor, asks why the price is low, and says if the gap is wide enough.
• Sets the group rules. Fixes group size, caps, a gain target and time limit, and a scorecard against a plain fund.

How the role works

1. Checks your task, context and available tools.
2. Picks the methods needed and prepares a work plan.
3. Carries out supported tasks, with each method's limits and review gates.
4. Checks the real deliverables and corrects supported faults.
5. Hands back files, evidence and unresolved gaps.

Your specialist's working setup

Download the base specialist without a task form or account. README.md and SETUP.md explain how to use the folder. SOUL.md defines its scope. INTAKE.md asks missing questions inside your AI. PLAYBOOK.md, SKILLS.md, BEST_PRACTICES.md, CHECKS.md and HANDOFF.md guide the work and its checked deliverables.

Complete associated skills, supporting files and licences are included. Choose only the methods needed for the actual task. Keep context, working files and accepted feedback in your AI project.

Use this specialist through MCP or the API

Call prepare_specialist with role_id bargain-stock-screen only. No task is required to load it. Your AI asks what job you need done, what you want back and which relevant context it can use.

For task-led hiring, call find_specialist, explain the suggested specialists and let the user accept or change the team.

Complete ZIP: Download base specialist. API: GET /api/v1/specialists/bargain-stock-screen/pack. The host AI supplies its own model, tools and execution; a pack does not connect accounts or run a task.

Inputs and helpful context

The specialist starts from the task brief. Only active methods require their inputs.

For the primary method, when used

• A table of listed companies with price, recent earnings and the balance sheet figures
• Five years of profit and the dividend for each company
• The money you would put in the group
• Your trading costs and tax rate, if you know them
• The latest balance sheet for each survivor
• A value range per share from earnings, if you have one (optional)

Tools and access

• A spreadsheet: A table of companies is easiest to check and sort in a sheet.
• A free company data site: Price, earnings, assets and debt come from there, and the dates matter.
• Any good chat AI: Reading a balance sheet and applying markdowns is text work.
• A spreadsheet: Handy for the asset classes and per-share figures.
• A licensed financial adviser: Needed for a large or personal decision. This skill is a method, not advice.
• Claude, ChatGPT or Gemini: Combining two estimates and writing a reasoned verdict is text work. No files, web access or paid tools needed.
• A spreadsheet: A group with a cost, a date and a value per name is easiest to score in a sheet.

Functions and deliverables

• Low-priced stock screen and risk rules: Screen company data, estimate asset values and compare them with prices. Get a research shortlist and group risk rules.
  • A short list that passes five tests, with the failed test beside every cut
  • An asset floor for each survivor, set beside the price
  • A margin of safety verdict for each one
  • Group size, caps, an exit rule and a scorecard fixed before you buy
• Undervalued stock screener: Cut a table of companies to the cheap ones that pass five safety tests, with the failed test beside each cut. Not a buy list.
  • A short list that passes all five tests, to study and not to buy
  • The failed test and the figure beside every company cut
  • The share of the table kept at each stage
  • A line on why each survivor may be cheap: neglect, a setback or unknown
  • A list of missing cells and checks it could not run
• Business asset value estimator: Share a balance sheet, earnings, share count and price. Get rough asset sale values, cash checks and gaps to investigate.
  • Tangible book value, net current assets and cash assets per share
  • Typical and harsh sale values with the markdowns shown
  • A comparison with the price
  • How many years of current losses the cushion could absorb
  • A cash strength rating of strong, adequate or weak
• Investment margin of safety reviewer: See if a price leaves a real margin of safety against your value range and asset floor, and what caused and could close the gap.
  • One range of approximate value, with its width
  • Where the price falls against it, whether above, inside or below the low end
  • The margin compared with the uncertainty
  • A likely cause of the gap, tested against real decline
  • What could close the gap, how slowly, and the downside if it does not
  • A verdict with ranked reasons and what would change it
  • A list of every input marked MISSING
• Bargain investment portfolio planner: Share screened candidates, costs and chosen limits. Get group caps, exit rules and a scorecard for the whole portfolio.
  • A group size and a cap for any one name
  • A gain target, a time limit and an if-the-facts-change rule
  • A scorecard with the dates and the test fixed in advance
  • A decision rule for going back to the plain path
• me.md builder: Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.
  • One me.md file with up to ten dated sections
  • A list of facts taken from memory, for you to check
  • A short note of what it removed for privacy
  • The two next steps, to save it and set it up
• Benjamin Graham: Learn to separate price from value using Benjamin Graham’s recorded frameworks. Check the evidence, the downside and the room for error.
  • Your problem worked on the way Benjamin Graham would: their questions, their method, their push-back
  • The answer or the work, in Benjamin Graham's voice, using their ideas by name
  • Anything that goes beyond their public record, marked
  • One suggested next step
• Warren Buffett: Review a business using Warren Buffett’s recorded principles. Check how it earns, what protects it, how managers use cash and which facts remain uncertain.
  • Your problem worked on the way Warren Buffett would: their questions, their method, their push-back
  • The answer or the work, in Warren Buffett's voice, using their ideas by name
  • Anything that goes beyond their public record, marked
  • One suggested next step

Tasks you can use it for

• You have time to study companies and want to look for stocks priced under their worth.
• You want a repeatable first cut instead of following tips.
• You want to know if the research you do beats a plain fund.

Limits to check before starting

• You want a quick tip or have no time to study companies: a low-cost index fund is the plain path.
• The company is a bank, an insurer or a utility: the five tests suit industrial companies, so these are set aside.
• You want to be told what to buy: this is a method of analysis, not personal financial advice, and it names no company.

Best way to use this role

Give it one clear outcome, the actual files and a definition of done. Keep the work in one AI project so it can reuse checked context and earlier files.

• Download the handoff pack. It's a zip with HANDOFF.md and every skill file this workflow uses.
• Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
• Paste the table and check the column names with it. Missing cells are marked unknown.
• Write down the scorecard dates before you buy anything.

Read it as data

Read the complete role setup as JSON. Connect your AI to the AI Blocks MCP library and read aiblocks://roles/bargain-stock-screen for its role instructions and pinned sources.

This is a prepared AI role. No task has run. Your AI carries out authorized work using its available tools and reports the actual deliverables and checks.