AI Blocks › Handle money and investing
Financial statement analyst
Give it your numbers. Get ratio analysis, a valuation, budget variances and a rolling forecast.
Financial statement analyst is a free AI skill for the job "Handle money and investing". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · MIT licence · Made by Alireza Rezvani
Made by Alireza Rezvani. See the original on GitHub; we copied it as it is, with its licence.
What it does
Your numbers read back to you: ratios that show how healthy the business is, a value estimate, how actuals compare with budget and a forecast that rolls forward. The skill checks your data first for gaps or odd values. It then computes ratios in five groups: profitability, liquidity, debt, efficiency and valuation. It builds a DCF with WACC and terminal value, and sanity-checks the result against implied multiples. A budget variance table marks each gap as favorable or unfavorable and explains the large ones. A driver-based rolling forecast adds base, bull and bear cases. Summaries state what is material, with a goal of forecasts within 5% on revenue.
You give it
- Income statement, balance sheet and cash flow
- Budget figures (optional)
- Industry or peer benchmarks (optional)
- Forecast assumptions (optional)
You get
- Ratio analysis with trends
- A DCF with a sensitivity table
- A budget variance report
- A rolling forecast with scenarios
Use it when
- You want to know whether margins and cash position are healthy.
- Actual spend differs from budget and you need to explain it.
- You need a rolling forecast for the next four quarters.
- You are valuing a business and want a sanity-checked DCF.
How to use it
- Add it to your AI once: download it and add the folder to Claude, ChatGPT or Codex as a skill.
- Ask for the job in your own words. Your AI opens the skill when it fits.