AI Blocks › Handle money and investing
Make your bank and your books agree, then report from them
Give it a bank statement and your ledger. Get matches, causes for the gaps and clean statements.
Match bank to books and issue a clean P&L is a free AI workflow for the job "Handle money and investing". It guides your AI through several skills in order, passing each step's output to the next.
Free · No account · Made by AI Blocks · Thinking: high
What it does
When the bank and the books disagree, every number built on the books is in doubt. Chasing the gap by hand means scanning two long lists for a payment that was split, a fee nobody booked or a date that landed in the next month. Reports built before the gap is closed quietly carry the error. The steps close the gap first. The matcher pairs exact items and near items, handles one payment that covers several entries, and lists what is left on each side with draft entries for fees and interest. The tracer then takes each leftover and finds the entry behind it, lines up date, amount, sign and account, and states the cause in one sentence with an action. You pause to make the corrections. The last step builds the statements from the corrected books and flags large swings. Have an accountant review them.
You give it
- A bank statement for the period, as a file
- Your ledger or cash book export for the same period
- After the pause, the corrected ledger and the figures for the last period
- Your tolerance for rounding, and any special accounts to leave out (optional)
You get
- Matched items, near matches and a list of what is left on each side
- Draft entries for bank fees and interest missing from the books
- A cause and an action for each leftover item
- An income statement, balance sheet and cash flow, with swings flagged
Use it when
- Your bank balance and your ledger balance do not match.
- You are about to send numbers to an investor, lender or tax adviser.
- You have not reconciled for a few months and the list of differences has grown.
Steps
- Bank and ledger matcher: Give it a bank statement and your ledger. Get matched items, near matches and a list of what is left over.
- Reconciliation break tracer: Give it a break from a reconciliation. Get it traced to its source entries on both sides, and what differs.
- P&L and balance sheet writer: Give it your books. Get an income statement, balance sheet or cash flow with big swings flagged. Review with an accountant.
How to use it
- Download the handoff pack. It's a zip with HANDOFF.md and every skill file this workflow uses.
- Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
- Attach the bank statement and the ledger for the same dates.
- Pause. Work through the causes and fix the books. Export the corrected ledger and the figures for the last period.
- Give the statements to your accountant to review.