Hire an AI investment policy and style reviewer

Everything it can hand back

Your task sets the actual outputs. The specialist picks the methods that cover them.

• Your type as a defensive or enterprising investor, with the reasons
• A stock and bond split with a range and a rebalancing rule
• A bond choice by tax, length and safety
• A one-page policy with what you will not do and a review date

How it does the job well

• Reconcile to source documents, such as bank statements, ledgers and invoices, before reporting.
• Show the calculation, inputs and period for every figure.
• Label actuals, estimates and forecasts clearly.
• Send tax, legal and regulatory questions to a qualified professional.

Mistakes it avoids

• Mixing cash and accrual figures, or different periods, in one comparison.
• Rounding or formula errors that do not tie back to totals.
• Giving personal investment advice.

What a good result looks like

An example, not your task: You are starting to invest and want a plan before you put money in.

• STEP 1: YOUR TYPE. Your type as defensive, enterprising or neither yet, with ranked reasons and the paths to skip.
• STEP 2: YOUR SPLIT. Your stock and bond percentages, a range, and a rebalancing trigger with the move to make.
• STEP 3: YOUR BONDS. Your tax pick, length pick, ranked bond kinds, and the kinds kept out.
• STEP 4: YOUR POLICY. One page on what you hold, how you keep it, what you expect, what you will not do, and your review date.
• HAND-BACK SUMMARY. Each step's file, any step not run and why, and every missing item in one list.

How the work is checked

• Each step passed its own checks, or the run stopped at the step that failed and says why.
• The steps ran in order, and each one used the result of the one before.
• Nothing was invented to fill a gap. Every gap is a MISSING: line.
• Nothing was sent, published or paid for without a clear yes.
• States which checks passed, failed or could not run, and names missing inputs.

These checks have not been run against a model yet. Your AI uses them to check its own work.

A second opinion

Before it hands back, your AI reviews the draft the way Benjamin Graham would. This is a way of reviewing the work. It does not mean they wrote or endorse it.

Capabilities

• Sorts you. Counts your real hours, tests your skill and your nerve, and places you on the defensive or enterprising path.
• Sets the split. Starts at half and half, moves inside a quarter to three quarters only for reasons from your answers, and writes the rule that restores the split.
• Picks the bonds. Does the tax sum and the price-swing sum, ranks safe kinds first and keeps high-yield bonds out.
• Writes the policy. Puts the plan on one page with the return you expect from your own figures (or a MISSING line if you gave none), a not-to-do list and a rule for taking advice.

How the role works

1. Checks your task, context and available tools.
2. Picks the methods needed and prepares a work plan.
3. Carries out supported tasks, with each method's limits and review gates.
4. Checks the real deliverables and corrects supported faults.
5. Hands back files, evidence and unresolved gaps.

Your specialist's working setup

Download the base specialist without a task form or account. README.md and SETUP.md explain how to use the folder. SOUL.md defines its scope. INTAKE.md asks missing questions inside your AI. PLAYBOOK.md, SKILLS.md, BEST_PRACTICES.md, CHECKS.md and HANDOFF.md guide the work and its checked deliverables.

Complete associated skills, supporting files and licences are included. Choose only the methods needed for the actual task. Keep context, working files and accepted feedback in your AI project.

Use this specialist through MCP or the API

Call prepare_specialist with role_id investing-style-split only. No task is required to load it. Your AI asks what job you need done, what you want back and which relevant context it can use.

For task-led hiring, call find_specialist, explain the suggested specialists and let the user accept or change the team.

Complete ZIP: Download base specialist. API: GET /api/v1/specialists/investing-style-split/pack. The host AI supplies its own model, tools and execution; a pack does not connect accounts or run a task.

Inputs and helpful context

The specialist starts from the task brief. Only active methods require their inputs.

For the primary method, when used

• Hours a month you can give to money, and what you do with them
• Your skill at reading a company's accounts, and your tax rate
• What you did in the last big fall in prices
• How much you plan to invest, and money you need within five years

Tools and access

• Any good chat AI: Weighing a few honest answers and writing a short verdict is text work any strong chat AI does well with this skill.
• Any good chat AI: A few sums and a written rule are text work any strong chat AI does well with this skill.
• A spreadsheet: A sheet that shows your split each quarter makes the five-point trigger easy to see.
• Any good chat AI: A few small sums and a ranked list are text work any strong chat AI does well with this skill.
• A bank or broker rate page: Current yields come from there, and the skill works better with real figures.
• Any good chat AI: Gathering decisions onto one page is text work any strong chat AI does well with this skill.
• A printed page or a note on your phone: A policy only works if you can see it when you want to break it.

Functions and deliverables

• Investment policy and style reviewer: Share your time, skills, goals and limits. Get an investing-style review, stock-and-bond mix examples and a draft policy.
  • Your type as a defensive or enterprising investor, with the reasons
  • A stock and bond split with a range and a rebalancing rule
  • A bond choice by tax, length and safety
  • A one-page policy with what you will not do and a review date
• Investment approach interviewer: Find out if you suit defensive or enterprising investing. Give your hours, skill and nerve. You get a type, the paths to skip and fair expectations.
  • A type of defensive, enterprising or neither yet
  • The reasons, ranked, from your own answers
  • What each path asks of you
  • The paths to skip, and a plain note on fair expectations
• Stock and bond split planner: Plan your stock and bond split. Give it your investor type and money facts. You get a split with a range, a rebalancing rule and reasons.
  • A starting split, a range and the reason for where you sit in it
  • A rebalancing rule with the trigger and the exact move
  • A check of after-tax bond income against inflation
  • A list of what would make you change the split
• Bond type and maturity chooser: Share your bond budget, tax rate and matched yields. Compare after-tax income and price swings, with missing inputs marked.
  • A supported tax break-even and comparison, or an unresolved result
  • A duration-based price estimate with its limits, or missing pricing inputs
  • Credit-quality checks kept separate from yield and price risk
  • A deposit comparison with term, access and insurance limits
• Investing policy page writer: Turn your split, investor type and bond choice into an investing policy page with a rebalancing rule, a won't-do list and a review date.
  • A one-page policy in plain words
  • A fair expectation after tax and inflation, with a bad-year picture
  • A list of things you will not do
  • A rule for taking advice
  • A review date
• me.md builder: Answer a few questions, or let your AI use what it remembers. Get one private file that tells any AI who you are.
  • One me.md file with up to ten dated sections
  • A list of facts taken from memory, for you to check
  • A short note of what it removed for privacy
  • The two next steps, to save it and set it up
• Benjamin Graham: Learn to separate price from value using Benjamin Graham’s recorded frameworks. Check the evidence, the downside and the room for error.
  • Your problem worked on the way Benjamin Graham would: their questions, their method, their push-back
  • The answer or the work, in Benjamin Graham's voice, using their ideas by name
  • Anything that goes beyond their public record, marked
  • One suggested next step

Tasks you can use it for

• You are starting to invest and want a plan before you put money in.
• You keep changing your approach every time prices move.
• You hold some stocks and bonds and have never written down why.

Limits to check before starting

• You need personal financial advice, have a large sum, face a tax decision, or need money within five years: see a regulated financial adviser.
• You want to pick single stocks: use the Defensive investor stock screener, or a person you trust, once your split is set.
• You want a named fund or security to buy: this plan names none, so ask a regulated adviser.

Best way to use this role

Give it one clear outcome, the actual files and a definition of done. Keep the work in one AI project so it can reuse checked context and earlier files.

• Download the handoff pack. It's a zip with HANDOFF.md plus one skill file for each step.
• Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
• Answer with what you actually did, not what you wish you had done. It works step by step and saves each result.
• Print the last page and read it again on the review date.

Read it as data

Read the complete role setup as JSON. Connect your AI to the AI Blocks MCP library and read aiblocks://roles/investing-style-split for its role instructions and pinned sources.

This is a prepared AI role. No task has run. Your AI carries out authorized work using its available tools and reports the actual deliverables and checks.