AI Blocks › Handle money and investing
Set how you will invest, and how much goes in stocks and bonds, before you put money in
Tell it your time, skill and nerve. Get your investor type, a stock and bond split with rules, and a one-page policy.
Choose your investing style and your stock and bond split is a free AI workflow for the job "Handle money and investing". It guides your AI through several skills in order, passing each step's output to the next.
Free · No account · Made by AI Blocks
What it does
Most people pick an investing approach by accident. A friend's tip, a hot year or a scare sets it. Then they change it again at the next scare. This workflow follows the plain path in The Intelligent Investor by Benjamin Graham. The return you can fairly aim for depends on the effort you will really bring, not on the risk you take. So it starts by sorting you as a defensive investor (safety and little bother) or an enterprising one (real research). It then sets a split between stocks and bonds inside a quarter-to-three-quarters range, starting at half and half, with a rule that restores the split when prices move it. It picks the bond kind with two small sums, one for tax and one for price swing, and puts the plan on one page with what you will not do. It names no fund and no security.
You give it
- Hours a month you can give to money, and what you do with them
- Your skill at reading a company's accounts, and your tax rate
- What you did in the last big fall in prices
- How much you plan to invest, and money you need within five years
You get
- Your type as a defensive or enterprising investor, with the reasons
- A stock and bond split with a range and a rebalancing rule
- A bond choice by tax, length and safety
- A one-page policy with what you will not do and a review date
Use it when
- You are starting to invest and want a plan before you put money in.
- You keep changing your approach every time prices move.
- You hold some stocks and bonds and have never written down why.
Steps
- Investment approach questionnaire: Tell it your time, skill and nerve. Get sorted as a defensive or enterprising investor, with the paths to skip.
- Stock and bond split planner: Paste your investor type and money facts. Get a stock and bond split with a range, a rebalancing rule and the reasons.
- Bond type and maturity chooser: Paste your split and tax rate. Get the bond kind that fits, taxable or tax-free, short or long, with the sums.
- Investing policy page writer: Paste your type, split and bond choice. Get one page with your plan, what you won't do and a review date.
How to use it
- Download the handoff pack. It's a zip with HANDOFF.md and every skill file this workflow uses.
- Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
- Answer with what you actually did, not what you wish you had done. It works step by step and saves each result.
- Print the last page and read it again on the review date.