Hire an AI stock order cash planner

Everything it can hand back

Your task sets the actual outputs. The specialist picks the methods that cover them.

• Landed cost per unit with each layer shown, and margin per unit
• A stock and cash plan with your lowest cash point, a 13-week view and a case where sales fall 30 and 50 percent short
• A ladder of supplier terms to ask for, with an offer to share the factory's financing cost
• A stock grade from A to D for each product, a stockout test, a verdict on cash or ads as the limit, and a score out of 100
• Six cash levers ranked by cash freed at day 180, with the best two or three combined

How it does the job well

• Work from the real catalogue, prices, stock and policies. Check variants and currencies.
• Judge changes by contribution margin, not revenue alone.
• Change one thing at a time on a live store and keep a way to roll back.
• Keep product claims consistent with supplier data and labels.

Mistakes it avoids

• Editing live products, prices or themes without approval or a backup.
• Ignoring shipping, returns and fees when judging profit.
• Copying competitor listings.

What a good result looks like

An example, not your task: You are about to place a large stock order and want to know if you can pay for it.

• Landed cost allocator result. Cost per unit with freight, duty and fees spread across products, checked against invoices, plus margin per unit.
• Inventory cash planner result. Stock and cash by month, your lowest cash point, the raise needed, downside cases and funding options.
• Supplier terms and float planner result. Days of float, a ladder of terms to ask for, a cost-share offer and cash by month.
• Growth cash limit checker result. Profit versus cash, stock grades A to D, stockout and growth tests, a verdict and a score.
• Cash lever ranker result. Six cash levers ranked by cash freed, the best combination and what to watch for 90 days.
• HAND-BACK SUMMARY. Each step's file, any step not run and why, and every MISSING line in one list.

How the work is checked

• The allocated costs add up to each invoice, and every lump cost has a stated basis.
• The lowest cash point and the downside case are shown before the plan is called safe.
• The float sum uses your own payment terms and lead time.
• The verdict follows from the numbers on the page, and any example figures are marked as examples.
• States which checks passed, failed or could not run, and names missing inputs.

These checks have not been run against a model yet. Your AI uses them to check its own work.

Capabilities

• Work out true unit costs. Landed cost allocator spreads each freight, duty and fee invoice across the products on a stated basis. It checks the sums add up to the invoices, then divides by units received.
• Plan the cash for each order. Inventory cash planner times each order against lead time and shows the cash it needs. It finds your lowest cash point and a 13-week view, writes the downside case first and compares ways to fund the gap.
• Find better supplier terms. Supplier terms and float planner works out how many days of float you have. It builds a ladder of terms to ask for and shows cash by month with the new terms.
• Test the growth limit. Growth cash limit checker separates profit from cash, works out the cash conversion cycle and grades each product A to D. It runs stockout and growth tests and gives a verdict and a score.
• Rank the cash levers. Cash lever ranker tests six levers one at a time on the same base. It reads each at day 0, 30, 60 and 180, ranks them and combines the best two or three.

How the role works

1. Checks your task, context and available tools.
2. Picks the methods needed and prepares a work plan.
3. Carries out supported tasks, with each method's limits and review gates.
4. Checks the real deliverables and corrects supported faults.
5. Hands back files, evidence and unresolved gaps.

Your specialist's working setup

Download the base specialist without a task form or account. README.md and SETUP.md explain how to use the folder. SOUL.md defines its scope. INTAKE.md asks missing questions inside your AI. PLAYBOOK.md, SKILLS.md, BEST_PRACTICES.md, CHECKS.md and HANDOFF.md guide the work and its checked deliverables.

Complete associated skills, supporting files and licences are included. Choose only the methods needed for the actual task. Keep context, working files and accepted feedback in your AI project.

Use this specialist through MCP or the API

Call prepare_specialist with role_id plan-the-cash-for-your-next-stock-order only. No task is required to load it. Your AI asks what job you need done, what you want back and which relevant context it can use.

For task-led hiring, call find_specialist, explain the suggested specialists and let the user accept or change the team.

Complete ZIP: Download base specialist. API: GET /api/v1/specialists/plan-the-cash-for-your-next-stock-order/pack. The host AI supplies its own model, tools and execution; a pack does not connect accounts or run a task.

Inputs and helpful context

The specialist starts from the task brief. Only active methods require their inputs.

For the primary method, when used

• Your supplier invoices, with freight, duty and any other lump costs for the shipment
• Your lead times from order to shelf, and how and when you pay the supplier
• Your starting cash, stock on hand and sales per month by product
• Your price and cost per product
• Your last three months of profit and loss (needed for the last step only)
• Your ad results (optional)

Tools and access

• A spreadsheet tool: Holds the order lines and invoices and lets you check the allocation sums.
• Shopify: The landed cost per unit goes in as cost per item so profit reports use it.
• Any good chat AI: Any chat AI can lay out the tables and check the sums. Check one order by hand.
• Excel or Google Sheets: Holds the stock and cash tables with live formulas.
• Shopify: Gives your sales history and stock levels to build the forecast from.
• Any good chat AI: Any chat AI can run the float and cash tables. Paste your terms and cash.
• An accountant: Checks your books and the financing, insurance and bank terms in your country.
• Google Sheets: Holds your monthly cash table so you can update it on your close day.
• Any good chat AI: Any chat AI can run the cycle and grade your products from a pasted table.
• Shopify: Shows stock by product and sell-through, which is the base for the grades.
• An accountant: Checks the sums and the cost of your debt.
• Any good chat AI: Any chat AI can run the small model. Check the day 180 cash for the top lever by hand.
• Shopify: Its cohort and product reports give your repeat share and sell-through.
• Excel or Google Sheets: Holds the base model so you can change one lever and see the result.

Functions and deliverables

• Stock order cash planner: Share supplier invoices, order timing and cash limits. Get unit costs, a cash schedule, payment-term options and ranked funding gaps.
  • Landed cost per unit with each layer shown, and margin per unit
  • A stock and cash plan with your lowest cash point, a 13-week view and a case where sales fall 30 and 50 percent short
  • A ladder of supplier terms to ask for, with an offer to share the factory's financing cost
  • A stock grade from A to D for each product, a stockout test, a verdict on cash or ads as the limit, and a score out of 100
  • Six cash levers ranked by cash freed at day 180, with the best two or three combined
• Landed cost allocator: Work out landed cost per unit for each product in a shipment. Paste your order lines and freight and duty invoices to see true margin.
  • Landed cost per unit for each product, with each layer shown
  • The basis used for each lump cost, and why
  • Margin per unit, and products below your floor
  • A checklist of costs that often arrive late
• Inventory cash planner: Share orders, lead time and unit cost. Get order timing, cash needed, a downside case and the raise.
  • A month-by-month stock table with order dates and sizes
  • A cash table with the lowest point, the raise needed and the month
  • Out-of-stock days under different supplier terms, and what cash caps your growth at
  • A downside case and a cost comparison of the funding options
• Supplier payment terms planner: Plan your supplier payment terms. Give it your terms, lead time and cash. You get your float in days, terms to ask for and a cost split.
  • Your float in days
  • A ladder of terms to ask for, from the easiest to the hardest
  • A cost-share offer for the factory's financing cost, as a line in the cost sheet
  • Cash left each month after stock, with and without the new terms
  • A risk list: size and color mix errors, tariff swings, credit check
• Growth cash limit checker: Share stock, supplier terms and your growth plan. Check funding gaps, stock cover and missing cash facts before deciding what to change.
  • A supported cash bridge and cash-cycle sum, with missing movements shown
  • Custom stock grades where definitions and records support them
  • A funding-gap review or an unresolved verdict
  • Custom planning points with applicable components, assumptions and coverage
• Cash flow improvement planner: Share stock, sales, costs and cash. Compare six changes by cash freed at 180 days and profit impact.
  • Cash at day 0, 30, 60 and 180 for each of six levers
  • The levers ranked by cash freed, with net income change shown apart
  • The best two or three to combine, and what to track for 90 days
  • A score out of 100 and how it was worked out
• Brand profile builder: Share your website. Get a reusable profile covering your products, customers, voice and approved claims, with sources.
  • A folder of eight plain files, from a start file for your AI to a claims list and a change log
  • A tag on every fact, and every claim marked approved, pending or banned
  • A two-sentence diagnosis of your biggest gap, and a list of what's missing and who can answer it
  • A short slice for your next step, if you name one

Tasks you can use it for

• You are about to place a large stock order and want to know if you can pay for it.
• Your store shows a profit, but cash is always tight after a reorder.
• You want to ask your factory for better payment terms and need numbers to back the ask.

Limits to check before starting

• You have one small reorder and your cash is clearly fine: check the sums by hand or in a simple sheet instead.
• You have no supplier invoices yet: gather your invoices and freight bills first, then come back.
• You want to know why ad sales dropped: use the Ad sales drop analyst.

Best way to use this role

Give it one clear outcome, the actual files and a definition of done. Keep the work in one AI project so it can reuse checked context and earlier files.

• Download the handoff pack. It's a zip with HANDOFF.md and every skill file this workflow uses.
• Give the folder to Claude (in Claude Code, or as files in a Claude Project) and say "Follow HANDOFF.md".
• Start with your latest invoices in a sheet. Add lead times, payment terms and starting cash.
• Check the landed costs against your invoices before you read the cash plan. Everything after it builds on those costs.
• Take the plan and the terms to your accountant before you act on any funding option.

Read it as data

Read the complete role setup as JSON. Connect your AI to the AI Blocks MCP library and read aiblocks://roles/plan-the-cash-for-your-next-stock-order for its role instructions and pinned sources.

This is a prepared AI role. No task has run. Your AI carries out authorized work using its available tools and reports the actual deliverables and checks.