AI Blocks › Plan stock, shipping and suppliers
Supplier payment terms planner
Give it your order cycle and cash. Get your float, terms to ask for and a cost split.
Supplier payment terms planner is a free AI skill for the job "Plan stock, shipping and suppliers". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks · Level: advanced · Thinking: high
What it does
You can turn ads off with one click. You cannot cancel a purchase order. So the days between paying your supplier and goods arriving in your warehouse decide how much room you have for mistakes. That room is your float: your payment terms minus the days it takes to make the goods and land them. This skill works out your float, then plans a ladder of terms to ask for, from a shorter deposit to net 60, net 90, weekly drip payments and consignment (you pay when you sell). It explains how a factory can afford to give you longer terms, how to share that cost, and what credit check to expect. It shows your cash each month with and without the new terms. Terms like these suit brands with a track record and clean books. A new brand usually starts near a 30 percent deposit and 70 percent before…
You give it
- Your payment terms today: deposit, balance, net days
- Production plus shipping days to your warehouse
- Your yearly spend with the supplier and how long you have worked together
- Monthly profit, cash in the bank and ad budget
- Your question (optional)
You get
- Your float in days
- A ladder of terms to ask for, from the easiest to the hardest
- A cost-share offer for the factory's financing cost, as a line in the cost sheet
- Cash left each month after stock, with and without the new terms
- A risk list: size and color mix errors, tariff swings, credit check
Use it when
- You pay a deposit and the balance up front and want more cash room.
- Your supplier spend is growing and you want to ask for better terms.
- You are planning stock for a busy season and need to know if cash will stretch.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste your terms, lead times, yearly spend and cash. Be honest about your books.
- Read the float and the ladder. Start at the rung that fits your track record.
- Take the cost-share offer to your supplier, and ask your accountant to check the numbers.
- Close your books on the same day each month and rerun the plan.
Workflows that use it
- Cut your product cost and turn supplier terms into cash
- Plan the cash for your next stock order
- Monthly contract renewal review
- Weekly stock and cash reorder watcher