AI Blocks › Think it through and decide
Rules for thin months, written before you are in one
Paste your plan and monthly numbers. Get a cash buffer, who to ask early and a clear request to send.
Lean-year cash rules writer is a free AI skill for the job "Think it through and decide". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks
What it does
Independent income is lumpy. A month with no payment is not a surprise to plan for; it is certain to come. The common mistake is to wait until the rent is due and then ask one friend for whatever is needed, again and again, with repayment promised from money that has not arrived. This skill writes the rules while things are calm. It sizes a buffer from your floor. It sets a yellow line and a red line, so you act on cost cuts and extra work early and ask for help before it is urgent. It lists more than one source of help, with one ask each until the earlier one is repaid. The request it writes has an exact amount, a repayment date taken from money already due, a plan B if that money fails, and a promise to report in two weeks. It also sets a rule…
You give it
- Your plan and monthly floor, from the earlier steps or in your own words
- Your cash on hand and any debts
- Who could help: family, friends, a bank, a client who could pay early
- Fixed costs you could cut, and how fast
- Audit report (optional)
You get
- A buffer target in months, and the yellow and red lines
- What to do at each line, in order
- A helper list with a limit for each person
- A request you can send, with every part filled
- A repayment rule and a monthly report rule
Use it when
- You are about to go independent and want rules ready for a bad month.
- You have already borrowed more than once from the same person and are not sure how to stop.
- Your income swings and you want to know when to act and when to ask.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste your plan, floor and cash. List who could help.
- Save the rules where you will see them in a bad month, not in a folder you never open.
- Share the red-line rule with the person who relies on you.