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Ruin risk stress tester
Paste a plan with money, time or your name at stake. Get the outcome that could ruin it and a capped-downside version.
Ruin risk stress tester is a free AI skill for the job "Think it through and decide". Give the instructions to an AI assistant that supports the required files and tools, then review its output.
Free · No account · Made by AI Blocks · Level: advanced · Thinking: high
What it does
Forecasts of rare events are poor, so a plan that rests on one is weak. A better question is: what outcome could end this, whatever its odds? Some risks are about yes or no, while others depend on how big the loss is, and in some areas one case can outweigh all the rest. This skill lists what the plan depends on and what could go wrong, without assigning odds. It marks each item as a yes-or-no matter or one where the size of the loss counts. It asks if one case could dominate the total. For those, it finds the outcome you could not recover from and treats it apart from ordinary loss. It checks whether errors help or hurt you, and whether a calm record is being read as safety. It then adds slack, backups or a cap on exposure, and may split the plan into a very…
You give it
- The plan, and what is at stake (money, time, the business, your name)
- What the plan depends on, such as customers, suppliers, loans or rules
- How much slack you have (cash, time, backup options) (optional)
You get
- A list of dependencies and things that could go wrong, with no odds guessed
- The outcome you could not recover from, listed apart from ordinary losses
- A capped-downside version of the plan, with the cost of the fix
- What would make you act early
Use it when
- You are about to put savings, a deposit or your reputation into one plan.
- Your business depends on one customer, supplier, platform or person.
- A plan looks safe because nothing has gone wrong yet.
How to use it
- Start a chat with the skill. Open it if you added it to your AI, or copy it and paste it in.
- Paste the plan and say what you stand to lose. Include debts and shared commitments.
- Read the unrecoverable outcome first. Check it matches what you fear most.
- Choose which cap or backup to use, and check what each costs.
- Write down the early-warning trigger it gives, and decide who watches it.
Workflows that use it
- Decide whether to quit and set the evidence bar
- Leave a steady job and earn from your own work
- Stress test a business plan before you commit money
- Decision review tracker